TJSB Pre-Shipment Finance

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Packing credit (Pre-Shipment Finance) is a working capital advance granted to exporters to enable them to purchase/import of raw materials, processing and packing of the goods meant for exports. The tenor of the advance will be normally up to 90 days or production cycle period with maximum of 180 days. We offer service in both local and foreign currency.
Offer service in both local and foreign currency.
  1. Type of Loan : Packing Credit.
  2. Purpose : Working Capital.
  3. Loan Amount : Need based– within the banks exposure limit
  4. Margin : As per Banks policy from time to time.
  5. Repayment : Normally up to 90 days or production cycle period with maximum of 180 days.
  6. Rate of Interest : INR - Linked to REPO    Foreign Currency - Linked to LIBOR/EURIBOR
  1. Who can borrow : Individuals, Proprietorship, Partnership, Pvt. Ltd. & Public Ltd. Companies.
  2. Prime Security : Hypothecation of Stock & Book Debts.
  3. Collateral Security : If required, on case to case basis.
**“Conditions Apply. Loan at sole discretion of the Bank”

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