TJSB Consumer Finance

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For purchase of Electronic Appliances / Consumer Durables / Furniture & Fixtures / Two Wheelers / Laptop etc.
Consumer Finance maximum upto Rs. 5 Lacs.
  1. Loan Amount : Maximum Rs. 5.00 Lacs.
  2. Repayment : Maximum 5 years.
  3. No Pre-payment Penalty.
  4. Rate of Interest : as Applicable When Salary Deduction is available / When Salary Deduction is not available.
  5. Service Charges : are Applicable from time to time.
  6. Margin : is Applicable from time to time.
Get consumer finance from TJSB Bank.
  1. Salaried
  2. Self- Employed
  3. Businessmen
  4. Minimum one Acceptable Guarantors.
  1. Duly filled form with :
    1. i. Income Proof of Applicant(s) & Guarantor(s).
      ii. Residential Proof of Applicant(s) & Guarantor(s).
      iii. Original Quotation / Invoice
      iv. PAN Card of Applicant(s) & Guarantor(s)
      v. KYC of Applicant(s) & Guarantor(s)
  2. Other Charges : One Upfront EMI, Franking Charges,Notary Charges(in case of loan for two wheeler)
  1. Borrower & Co-Borrower :
  2. Regular Membership fees:
    - @2.5% of loan amount in case of secured advance
    - @ 5.00% of loan amount in case of un-secured advance, as applicable.(Maxi.Rs.5.00L)
  3. Guarantors : Nominal membership
** “Conditions Apply. Loan at sole discretion of the Bank”

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