Service Charges & Fees

Issue of Duplicate Passbook / Statement

Particulars of Charges Charges Rs.
a) Savings A/c / Loan A/c - Per Passbook Rs. 100/-

Statement Per Page

Particulars of Charges Charges Rs.
a) Statement per page Rs. 50/-

Closure of A/cs
A. Savings A/c B. Current A/c
Particulars of Charges Charges Particulars of Charges Charges
Saving (Within 6 months) Rs. 350/- Saving (After 6 months) Rs. 350/-
Current (Within 6 months) Rs. 500/- Current (After 6 months) Rs. 500/-

Issue of Pay-Slip/Pay-order
Particulars of Charges Charges
By Depositing Cash Rs. 3/- per thousand
Minimum - Rs. 25/-
By Account Transfer Rs. 1/- per thousand
Minimum - Rs. 25/-
Maximum - Rs. 2,500/-

Duplicate Pay Slip
Particulars of Charges Charges
Duplicate Pay Slip Rs.150/-

Cancellation of Pay Slip
Particulars of Charges Charges
Cancellation of Pay Slip Nil up to Rs.5000/-
Above Rs. 100/-

Stop Payment of Cheques
Particulars of Charges Charges
Saving Rs. 100/- per instrument.
All Other Rs. 100/- per instrument.

Collection/Payment outstation cheques
Particulars of Charges Charges
Up to Rs. 10,000 (per instrument) Min Rs. 100/-
plus postage at actuals
Rs. 10,000 to Rs. 1,00,000 (per instrument) Min Rs. 100/-
plus postage at actuals
Rs. 1,00,000 and above (per instrument) Min Rs. 200/-
plus postage at actuals

Collection/Payment outstation Bills
Particulars of Charges Charges
Up to Rs. 10,000 (per instrument) Min Rs. 100/-
plus postage at actuals
Rs. 10,000 to Rs. 1,00,000 (per instrument) Min Rs. 100/-
plus postage at actuals
Rs. 1,00,000 and above (per instrument) Min Rs. 200/-
plus postage at actuals

Cheque Return Charges
Particulars of Charges Charges
Inward clearing Rs. 250/- per instrument + 24% p.a.
Outward Cheque return charges Rs. 200/- per instrument
Loan Accounts Rs. 200/- per instrument

Challans
Particulars of Charges Charges (Rs. 25/- per challan)
Challans Up to 10000 Rs. 25/-
10001 to 100000 Rs. 50/-
Above 100000 Rs. 100/-

Minimum Balance Charges
Particulars of Charges Charges
a) Saving 0.70 paise shortfall in required MAB
b) Current Rs. 350/- per month

Issuance of Demand Draft
Particulars of Charges Charges
a) Issuance of Demand Draft
  • Rs. 3/- per thousand.
  • Minimum Rs. 25/-
  • Maximum Rs. 25000/-

Folio Charges
Particulars of Charges Charges
Folio Re. 2/- per entry
Minimum Rs. 15/- (monthly)

RD late fee
Particulars of Charges Charges
Recurring Deposit A/c late fee Rs. 0.50/- per Rs. 100/- per month

Cheque Book Charges
Particulars of Charges Charges
a) Current, Overdraft, Cash Credit Rs.3/- per cheque leaf
b) Savings Accounts Rs.3/- One cheque book free in financial year

Enquires relating to old record (per item)
Particulars of Charges Charges
Enquires relating to old record (per item) 200/- per item up to 2 years and thereafter
additional ` 100/- per additional year for each item

No dues certificate (per instance)
Particulars of Charges Charges
No Due Certificate Rs. 100/-

Excess debit entries (above 60 per year)
Particulars of Charges Charges
Excess debit entries (above 60 per year) Discontinued

Dormant account Charges (half yearly)
Particulars of Charges Charges
Dormant account Charges (half yearly) Discontinued

Account Keeping charges (per year)
Particulars of Charges Charges
Account Keeping charges (per year)
Levied to all Checking Accounts except Saving Accounts
Rs. 50/-

Duplicate Interest Certificate
Particulars of Charges Charges
Duplicate Interest Certificate Rs. 100/-

Copy of Cheque
Particulars of Charges Charges
Up to one year old record Rs. 100/-
Beyond one year old record Rs. 100/- plus Rs. 50/- Per year.

Outward Remittance
Particulars of Charges Charges
Up to Rs. 10,000/- NEFT/IMPS Rs. 2.5/-
Rs. 10,001/- to Rs. 1,00,000/- NEFT/IMPS Rs. 5/-
Rs. 1,00,001/- to Rs. 2,00,000/- NEFT/IMPS Rs. 15/-
Rs. 2,00,001/- & above NEFT/IMPS Rs. 25/-
Rs. 2,00,001/- to Rs. 5,00,000/- RTGS Rs. 25/-
Rs. 5,00,000/- and above RTGS Rs. 50/-

Cash handling charges
Particulars of Charges Charges
Cash handling charges Rs. 40/- per Bundle for Denomination below Rs. 100/-

Locker Related
Particulars of Charges Charges
Locker registration charges One time Rs. 500/-
Loss of locker keys Rs. 1000/- plus Actual break open expenses
Locker rent (Ref services of Locker) Min Rs. 1000/-
Max Rs. 6700/-
Locker operating charges 12 ops free per year
Beyond Rs. 100/- per operation.
Surrender of locker Not levied

Card related charges
Particulars of Charges Charges
Annual charge/Registration/Re-issue Rs. 100/-
Duplicate Pin Rs. 50/-
Charges per instance beyond 3 transactions
Financial Rs. 20/- including taxes
Non-financial Rs. 10/- including taxes
Cash withdrawal outside India
(from 1st transaction)
Rs. 150/- including taxes
Non-financial outside India
(from 1st transaction)
Rs. 18/- including taxes
POS transaction outside India Conv charge of 3.5% of settlement amount
Operations through power of attorney
Particulars of Charges Charges
Operations through power of attorney Rs. 500/-

Drawing against uncleared effect
Particulars of Charges Charges
Drawing against uncleared effect 18%p.a.

Mandate verification
Particulars of Charges Charges
ECS & Sign Verification Rs. 100/-
All other mandates Rs. 250/-

ECS Return Charges
Particulars of Charges Charges
ECS Return Charges Rs. 150/-

SMS Alert Charges
Particulars of Charges Charges
Saving(Quarterly) Rs. 10/-
Others(Quarterly) Rs. 25/-

Failed SI (For Loans)
Particulars of Charges Charges
Failed SI (For Loans) Rs. 250/-

CERSAI Related- per Asset
Particulars of Charges Charges
Charge creation Property Rs. 1000/-
Charge modification Property Rs. 1000/-
Charge creation (Hypothecation Commercial) Rs. 1000/-
Charge modification (Hypothecation Commercial) Rs. 1000/-
Charge creation (Hypothecation Retail) Rs. 200/-
Charge modification (Hypothecation Retail) Rs. 200/-

(**) Note : Subject to applicability of modifications in the Software
* ALL COMMISSION & CHARGES WILL ATTRACT SERVICE TAX AND CESS AS APPLICABLE FROM TIME TO TIME.

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