Service Charges & Fees

Issue of Duplicate Passbook / Statement

Particulars of Charges Charges Rs.
a) Savings A/c / Loan A/c - Per Passbook Rs. 100/-
b) For CC/OD/Current A/cs- Per Page Rs. 50/-

Closure of A/cs
A. Savings A/c B. Current A/c
Particulars of Charges Charges Particulars of Charges Charges
For Closure within 6 months from the date of opening Rs. 200/- For Closure within 6 months from the date of opening Rs. 400/-
For Closure after 6 months from the date of opening Nil For Closure after 6 months from the date of opening Rs. 250/-

Pay-Slip
Particulars of Charges Charges
Issue of Pay-Slip By Depositing Cash Rs. 2/- per thousand
Minimum - Rs. 25/-
Maximum - Rs. 5,000/-
Issue of Pay-Slip By Account Transfer Rs. 1/- per thousand
Minimum - Rs. 15/-
Maximum - Rs. 1,500/-
Issue of Duplicate Pay-Slip Rs. 100/-
Cancellation of Pay-Slip Rs. 100/-

Stop Payment of Cheques
Particulars of Charges Charges
All type of accounts per instrument For SB - Rs. 50/-
Other than SB - Rs. 100/-

Collection / Payment of Outstation Cheques (IBC/OBC)
Particulars of Charges Charges
Collection / Payment of Outstation Cheques (IBC/OBC)
  • Upto Rs. 10,000/-
  • Rs. 10,000 to Rs. 1.00 Lakh
  • Rs. 1.00 Lakh and above
  • Rs. 50/-per instrument
  • Rs. 100/- per instrument
  • Rs. 150/- per instrument

Collection / Payment of Outstation Bills (IBC/ OBC)
Particulars of Charges Charges
Collection / Payment of Outstation Bills (IBC/ OBC)
  • Upto Rs. 10,000/-
  • Rs. 10,000 to Rs. 1.00 Lakh
  • Rs. 1.00 Lakh and above
  • Rs. 100/-per instrument
  • Rs. 150/- per instrument
  • Rs. 200/- per instrument

Cheque Return Charges
Particulars of Charges Charges
For Inward Clearing Rs. 250/- per instrument + 24% p.a.
  • For Outward Clearing
  • CC and OD Accounts
  • Loan Accounts
  • Other Accounts

  • Rs. 50/- Per Instrument
  • Rs. 200/- Per Instrument
  • Rs. 50/- Per Instrument

Submission of Tax Challans
Particulars of Charges Charges (Rs. 25/- per challan)
a) CHALLAN NO./ITNS 280 (Payment of Income tax & Corporation Tax)
b) CHALLAN NO./ITNS 281 (Tax Deducted at Source / Tax Collected at Source (TDS/TCS) from corporates or non-corporates)
c) CHALLAN NO./ITNS 282 (Payment of Security Transaction Tax, Hotel Receipts Tax, Interest Tax, Wealth Tax, Expenditure Tax / Other direct taxes & Gift tax)
d) CHALLAN NO./ITNS 283 (Payment of Banking Cash Transaction Tax and Fringe Benefits Tax)
e) CHALLAN NO./GAR7 (Payment of Service Tax & Excise of Mumbai, Thane and Navi Mumbai Division only)

Charges for Non maintenance of minimum balance
Particulars of Charges Charges
a) Savings A/c
Add: (non maintenance of Monthly Average Balance of Rs. 1,000/-)
0.50 paise shortfall in required MAB
b) Current A/c Rs. 250/- per instance of default

Issuance of Demand Draft
Particulars of Charges Charges
a) TJSB & CORPORATION DD
  • Rs. 2/- per thousand.
  • Minimum Rs. 25/-
  • Maximum Rs. 15,000/-
b) Issuance of Duplicate Draft / Cancellation of Draft Rs. 100/-
100/- for DD above 1000/-
Rs. 50/-
50/- for DD upto 1000/-

Folio Charges
Particulars of Charges Charges
CC / OD / Current Accounts / ODS Re. 1/- per entry
Minimum Rs. 75/-

Recurring Deposit A/c late fee
Particulars of Charges Charges
Recurring Deposit A/c late fee Rs. 2/- per Rs. 100/- per month

Issuance of Cheque Book Charges
Particulars of Charges Charges
a) Current / Overdraft / Cash Credit Accounts Rs.3/- per cheque leaf
b) Savings Accounts Rs.3/- per cheque leaf (One Cheque book free in Calender Year)

Enquiries relating to old records (more than 12 months old)
Particulars of Charges Charges
Enquiries relating to old records (more than 12 months old) Rs. 200/-

No Due Certificate
Particulars of Charges Charges
No Due Certificate Rs. 50/-

Charges for excess debit entries in SB A/c
Particulars of Charges Charges
Charges for excess debit entries in SB A/c Rs.5/- per entry other than ATM (For entries over 60 per year)

Dormant Account Charges
Particulars of Charges Charges
Dormant Account Charges Rs. 50/- Half Yearly

Duplicate Interest Certificate
Particulars of Charges Charges
Duplicate Interest Certificate Rs. 25/-

Record Copy of the Cheque
Particulars of Charges Charges
Record Copy of the Cheque Rs. 200/- above one year record
Rs. 50/- below one year record

Signature Verification
Particulars of Charges Charges
Signature Verification Rs. 100/- per instance

Duplicate ATM Card
Particulars of Charges Charges
Duplicate ATM Card Rs. 100/- + taxes

Duplicate PIN Mailer
Particulars of Charges Charges
Duplicate PIN Mailer Rs. 50/- + taxes

Inter Bank ATM Transaction Charges and ATM/Debit Card Charges
Charges Head Rupay Debit Card Service Charges Visa Debit Card Service Charges
Annual Fee ** Rs 100/- p.a. #
(1st year free)
Rs 100/- p.a. #
(1st year free)
Add on / Reissue of Debit Card Rs 100/- per card # Rs 100/- per card #
Duplicate Pin Rs 50/- # Rs 50/- #
Transactions at TJSB ATM Free Free
Relaxation in Annual fees Customer maintaining Yearly Average Minimum Balance above Rs 50000/- Customer maintaining Yearly Average Minimum Balance above Rs 50000/-
Other Banks ATM for Savings A/c
Financial and Non Financial Transaction
  1. First Three transactions (Financial and Non Financial)* are free per calendar month in the six metro cities viz. Mumbai, New Delhi, Kolkata, Chennai, Bengaluru, Hyderabad ( and adjoining areas viz. Navi Mumbai, Thane, Gurgaon, Noida, Ghaziabad, Faridabad, Kolkata, Howrah, North and South 24 Parganas.)
  2. Existing free limit of First Five transactions (Financial and Non-Financial)* per calendar month will be applicable to all Savings Account customer transacting in Non-Metros.
  3. Financial transaction will be charged at Rs 20/- per transaction. #
  4. Non-Financial transaction will be charged at Rs 10/- per transaction. #
  1. First Three transactions (Financial and Non Financial)* are free per calendar month in the six metro cities viz. Mumbai, New Delhi, Kolkata, Chennai, Bengaluru, Hyderabad ( and adjoining areas viz. Navi Mumbai, Thane, Gurgaon, Noida, Ghaziabad, Faridabad, Kolkata, Howrah, North and South 24 Parganas.)
  2. Existing free limit of First Five transactions (Financial and Non-Financial)* per calendar month will be applicable to all Savings Account customer transacting in Non-Metros.
  3. Financial transaction will be charged at Rs 20/- per transaction. #
  4. Non-Financial transaction will be charged at Rs 10/- per transaction. #
Other Banks ATM for Current A/c holders and Overdraft A/c holders
Financial and Non Financial Transaction All transactions are chargeable. Financial transaction will be charged at Rs 20/- per transaction inclusive of taxes. Non-Financial transaction will be charged at Rs 10/- per transaction. # All transactions are chargeable. Financial transaction will be charged at Rs 20/- per transaction inclusive of taxes. Non-Financial transaction will be charged at Rs 10/- per transaction. #
ATM Cash Withdrawal (Outside India by VISA cards only) NA Rs 125/- per transaction inclusive of taxes. #
Service Charges For International Transactions (for VISA cards only) NA 3.50% of the interchange amount. #
Transactions At Petrol Pumps 2.50% of the transaction amount or Rs 10/- whichever is higher. 2.50% of the transaction amount or Rs 10/- whichever is higher. #
Transactions at IRCTC As Applicable As Applicable
Max Rs. 10,000/- per transaction on cash withdrawal from other Banks ATM Service (limit may differ from Bank to Bank as per policy)
* Financial Transaction Cash Withdrawal
* Non Financial Transaction Balance Enquiry, Pin Change, Mini Statement, Cheque Book Request, Statement Request, Mobile No Updation, Aadhaar Card No Updation, Card to Card Funds Transfer.
** Annual fees will be charged in advance after completion of first year.
# Taxes as applicable.
Outward Remittance through RTGS
Particulars of Charges Charges
Outward Remittance through RTGS
  • Rs. 2.00 Lacs to 5.00 Lacs
  • Rs. 5.00 lacs & above
  • Rs. 25/- per transaction
  • Rs. 50/- per transaction

Inward Remittance through RTGS
Particulars of Charges Charges
Inward Remittance through RTGS Nil

Outward Remittance through NEFT
Particulars of Charges Charges
Outward Remittance through NEFT
  • Upto Rs. 10,000/-
  • Rs. 10,001/- to Rs. 1.00 Lakh
  • Rs. 1.00 Lakh to 2.00 Lakh
  • Rs. 2.00 Lakh & above
  • Rs. 2.50/- per transaction
  • Rs. 5/- per transaction
  • Rs. 15 /- per transaction
  • Rs. 25/- per transaction

Inward Remittance through NEFT
Particulars of Charges Charges
Inward Remittance through NEFT Nil

Cash Handling Charges
Particulars of Charges Charges
Cash Handling Charges ( For Deposit of Cash other than Saving & Term Loan Account ) Rs. 10/- per Bundle for Denomination below Rs. 100/-

High Value Onward Clearing (**)
Particulars of Charges Charges
High Value Onward Clearing (**) Rs. 50/- per Instrument

National Clearing Onward (**)
Particulars of Charges Charges
National Clearing Onward (**) Rs. 50/- per Instrument

Lockers
Particulars of Charges Charges
Service Charges per instance for every locker operation exceeding Ten Operations per month Rs. 100/-
Interest charged on locker rent not paid in April of every year 18 %

CERSAI
Particulars of Charges Charges
Property Loan (Per Assets) Rs 1000/- For Creation
Rs 1000/- For Modification
NIL For Cancellation
Hypothecation-Commercial (Per Loan) Rs 1000/- For Creation
Rs 1000/- For Modification
NIL For Cancellation
Hypothecation-Retail (Per Loan) Rs 200/- For Creation
Rs 200/- For Modification
NIL For Cancellation

Operation through power of attorney
Particulars of Charges Charges
For SAVING ACCOUNT Rs 100/-
For CURRENT ACCOUNT Rs 500/-

Mandate Verification
Particulars of Charges Charges
Mandate Verification Rs 50/-
(**) Note : Subject to applicability of modifications in the Software
* ALL COMMISSION & CHARGES WILL ATTRACT SERVICE TAX AND CESS AS APPLICABLE FROM TIME TO TIME.

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