TJSB Bills Discounting

A facility for our customers for short term finance from the date of sale to date of receipt of payment thereof.

All you need to know

  • Type of Loan : Bills Discounting.
  • Purpose : Working Capital
  • Loan Amount : Need based– within the bank’s exposure limit
  • Margin : As per Bank’s policy from time to time.
  • Repayment : Self liquidating.
  • Rate of Interest : Linked with PLR As per Banks Credit rating
  • Who can borrow

    Individuals, Proprietorship, Partnership, Pvt. Ltd. & Public Ltd. Companies.

  • Bills not exceeding 90 days usance.
  • Prime Security

    Accepted bills of exchange/hundis
    (Bills accepted of reputed Ltd. Companies with good repute backed by PDC on case to case basis).

  • Collateral Security

    If required, on case to case basis.

* “Conditions Apply. Loan at the sole discretion of the Bank”

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