Avail Gold loan at a truly unparalleled rate of interest to overcome financial exigencies.
All you need to know
- Loan Limit : Minimum Rs.15000/- and maximum upto Rs.25 Lacs.
- No processing fees
- No Guarantors
- No Income Proof Required for Loan upto Rs.2 Lakhs
- Hassle free documentation
- Speedy sanction & Disbursal of loans
- Safety of Gold Ornaments
- Zero prepayment charges
- Pre-Payment Penalty : Nil
- Repayment :
A. For Gold loan upto Rs.2.00 lacs : Bullet repayment at the end of 12 months
B. For Gold loan above Rs.2.00 lacs upto Rs.25.00 lacs : Maximum 12 EMIs
- Rate of Interest :
A) For Gold loan upto Rs.2.00 lacs : 7.99%* p.a.
B) For Gold loan above Rs.2.00 lacs upto Rs.25.00 lacs : 8.50%* p.a.
- Service Charges : Applicable from time to time.
- Margin : Applicable from time to time.
- The applicant must be true owner of the gold ornaments and jewellery to be pledged with the bank.
- The applicant should be a local resident.
i.Min: 21 years while applying.
ii.Max: 60 years at loan maturity.
Duly filled form with
i.Income Proof of Applicant (For Loan above 2 Lakhs) ii.KYC of Applicant
- Pledge of Gold ornaments and jewellery is Prime Security.
- Other Charges : Testing Charges, Franking Charges.