Gold Loan

Avail Gold loan at a truly unparalleled rate of interest to overcome financial exigencies.

All you need to know

  • Loan Limit : Minimum Rs.15000/- and maximum upto Rs.25 Lacs.
  • No processing fees
  • No Guarantors
  • No Income Proof Required for Loan upto Rs.2 Lakhs
  • Hassle free documentation
  • Speedy sanction & Disbursal of loans
  • Safety of Gold Ornaments
  • Zero prepayment charges
  • Pre-Payment Penalty : Nil
  • Repayment :
  • A. For Gold loan upto Rs.2.00 lacs : Bullet repayment at the end of 12 months
  • B. For Gold loan above Rs.2.00 lacs upto Rs.25.00 lacs : Maximum 12 EMIs
  • Rate of Interest :
  • A) For Gold loan upto Rs.2.00 lacs : 7.99%* p.a.
  • B) For Gold loan above Rs.2.00 lacs upto Rs.25.00 lacs : 8.50%* p.a.
  • Service Charges : Applicable from time to time.
  • Margin : Applicable from time to time.
  • The applicant must be true owner of the gold ornaments and jewellery to be pledged with the bank.
  • The applicant should be a local resident.
  • Age :

    i.Min: 21 years while applying.
    ii.Max: 60 years at loan maturity.

  • Duly filled form with

    i.Income Proof of Applicant (For Loan above 2 Lakhs)
    ii.KYC of Applicant

  • Pledge of Gold ornaments and jewellery is Prime Security.
  • Other Charges : Testing Charges, Franking Charges.
* “Conditions Apply. Loan at the sole discretion of the Bank”

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