House Mortgage Loan

For Housing Repairs, Renovations, Interior Decoration or any other purpose acceptable to bank.

Avail Loan upto Rs.70 Lacs
Zero prepayment charges
Flexible repayment tenures upto 120 EMIs

All you need to know

  • Loan Limit : Maximum upto Rs.70 Lacs*
  • Repayment : Maximum upto 120 EMIs*
  • Pre-Payment Penalty : Nil
  • Rate of Interest : 8.50%* p.a.
  • Service Charges : Applicable from time to time.
  • Margin : Applicable from time to time.

    Get House Mortgage Loan from TJSB Bank.

  • For Salaried Persons :

    i. Employees of reputed and financially sound organization.
    ii. Minimum Gross salary of INR.15,000/- per month and Confirmed service for at least one year.

  • For Businessmen & Professionals :

    Business should have establishment of minimum of three years.

  • Co-Applicant :

    Co-Owners of dwelling unit must be taken as Co-applicant. Spouse/parents of the applicant other than Co-owners can be taken as Co-applicant.

  • Duly filled form with :

    i. Income Proof of Applicant(s) & Guarantor(s)
    ii. Residential Proof of Applicant(s) & Guarantor(s)
    iii. PAN Card of Applicant(s) & Guarantor(s)
    iv. KYC of Applicant(s) & Guarantor(s)

  • Prime Security : Existing Dwelling Unit.
  • Two Acceptable Guarantors and Security holders to be also taken as guarantors.
  • Other Charges : One Upfront EMI, Franking Charges, CERSAI, Filing Mortgage, Insurance of property,Legal charges etc. (Valuation, Sanction Confirmation if applicable)
  • Borrower & Co-Borrower : Regular Membership fees @ 2.5% of loan amount (Max Rs.5 Lacs)
  • Guarantors : Nominal membership

To apply for Housing Mortgage Loan, please download the below listed form and submit it to your nearest branch.

* “Conditions Apply. Loan at the sole discretion of the Bank”

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