TJSB Personal Loan
Home / Retail Loans /
For Housing Repairs, Renovations, Medical Expenses, Marriage, Ceremonial
Expenses, Repayment of Debts, Other Reasons/Purposes acceptable to
You can avail a loan of up to Rs. 5.00 Lacs
** “Conditions Apply. Loan at sole discretion of the Bank”
Loan Limit : is maximum Upto Rs. 5.00 Lacs.
- Repayment : is maximum 60 months.
- No Pre-payment Penalty.
Rate of Interest : is Applicable from time to time.
Service Charges : are Applicable from time to time.
Margin : is Applicable from time to time.
Get Personal Loans from TJSB Bank.
- For Salaried Persons :
i. Employees of reputed and financially sound organization.
ii. Minimum Gross take home salary of INR.15,000/- per month and Confirmed service for at least one year.
- For businessmen & Professionals :
Business should have establishment of minimum of three years.
- Co-Applicant :
Spouse /parents of the applicant can be taken if required.
No Prime Security
Two Acceptable Guarantors and Security
holders to be also taken as guarantors.
Other Charges : One Upfront EMI, Franking Charges, etc
- Duly filled form with :
- i. Income Proof of Applicant(s) & Guarantor(s)
ii. Residential Proof of Applicant(s) & Guarantor(s)
iii. PAN Card of Applicant(s) & Guarantor(s)
iv. KYC of Applicant(s) & Guarantor(s)
- Borrower & Co-Borrower : Regular Membership fees @ 5% of Unsecured loan amount (Maxi.Rs.5.00L)
- Guarantors : Nominal membership.