TJSB Sahayog

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The Bank has introduced special Term Loan facility for existing borrowers to meet the liquidity mismatches arising out of COVID-19
You can avail a loan of maximum upto Rs.100.00 Lacs.
  1. Type of Loan : Term Loan
  2. Purpose : To meet the liquidity mismatches arising out of COVID-19
  3. Loan Amount :
    1. i. For the borrowers having total commercial exposure upto Rs.300.00 lakh – 10% of total exposure
    2. ii. For the borrowers having total commercial exposure above Rs.300.00 lakh – 10% of total exposure or Rs.100 lakh whichever is lower
  4. Repayment :
    1. 48M/36 EMIs
  5. Rate of Interest : 9.10% p.a. Fixed Interest
  6. Margin / Processing Charges / Prepayment Charges : NIL
  7. Scheme Validity : Upto 30th September 2020
  1. Who can borrow : All the Existing Borrowers (excluding those involved in the activity of Real Estate, Gems and Jewellery,Existing NPA) .
  2. Subject to :
    1. Account is standard asset as on 31.03.2020
    2. Account has never appeared in On Going NPA list during the year 2019-2020
  3. Security : Residual Value of Immovable Property and / or Plant and Machinery and / or Stock and Book debts
**“Conditions Apply. Loan at sole discretion of the Bank”

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