TJSB Salary Overdraft Facility

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TJSB Salary Overdraft Facility is a scheme to enhance the financial flexibility of confirmed employees.
You can avail a loan of upto Rs.3 Lacs*
To meet personal financial needs
  1. Loan Limit : Net salary of last 3 months OR Maximum upto Rs.3 Lacs whichever is lower
  2. Pre-payment Penalty:Nil
  3. Rate of Interest :11.00%*
  4. Repayment Period :3 years
  1. Who can Apply : Confirmed employee of Govt./Semi Govt. Establishments/Body Corporates/SMEs/Education Institutes/Hospitals, etc. With good credentials
  1. Duly filled form with :
    1. i. Income Proof of Applicant(s) & Guarantor(s)
      ii. Residential Proof of Applicant(s) & Guarantor(s)
      iii. PAN Card of Applicant(s) & Guarantor(s)
      iv. KYC of Applicant(s) & Guarantor(s)
  2. Prime Security :Undertaking from employer for salary remittance to TJSB Sahakari Bank Ltd.
  3. Guarantors : Minimum one guarantor
  1. Group Finance : Joint Membership
  2. Individual : As per extant guidelines
*“Conditions Apply. Loan at sole discretion of the Bank”

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