Service Charges (excluding GST)

Particulars of Charges Charges ₹
a) Savings A/c / Loan A/c - Per Passbook ₹ 100/-
b) For CC/OD/Current etc. A/c- Per Page (Print Copy) ₹ 50/-
Particulars Charges
a) Savings Account ₹ 350/-
b) Savings Elite Account ₹500/-
c) Savings Silver Account ₹750/-
d) Savings Gold Account ₹1,000/-
e) Current Account ₹500/-
f) Current Elite Account ₹750/-
g) Current Silver Account ₹1,000/-
h) Current Gold Account ₹1,500/-
  • * No closure charges applicable if account is closed and opened at any other TJSB Branches and closure proceeds are transferred to newly opened account.
  • * No closure charges in case the customer has multiple accounts having same title and wishes to close any account amongst the same
  • * No closure charges on account of death of customer.
Particulars of Charges Charges Free per Month
Pay Order by Cash ₹ 3/- per thousand
Minimum - ₹ 25/-
Pay Order by Transfer ₹ 1/- per thousand SAVINGS ELITE - 3
SAVINGS SILVER - 5
SAVINGS GOLD - Unlimited
Minimum - ₹ 25/- CURRENT SILVER - 25
CURRENT GOLD - 50
Maximum - ₹ 10,000/-
Pay Order Revalidation ₹ 50/- per instrument
Pay Order Cancellation PO upto ₹. 1000/- : ₹ 50/-
PO Above ₹. 1000/- : ₹ 100/-
(per instrument)
Particulars of Charges Charges
a) Demand Draft by Transfer/ Demand Draft by Cash ₹ 3/- per thousand
Min ₹ 25/-
b) Cancellation of DD DD upto ₹ 1000/- : ₹ 50/-
DD above ₹ 1000/- : ₹ 100/-
(per instrument)
Particulars of Charges Charges
Savings/ Others ₹ 100/- per instrument
Particulars of Charges Charges
Collection / Payment Outstation Cheques Upto ₹ 1,00,000/- : ₹ 100/-per instrument plus postage at actuals
Above ₹ 1,00,000/- : ₹ 200/-per instrument plus postage at actuals
Particulars of Charges Charges
Collection / Payment Outstation Bills Upto ₹ 10,000/- : ₹ 100/-per instrument
plus postage at actuals
Above ₹ 10,000/- : ₹ 200/-per instrument
plus postage at actuals
Particulars of Charges Charges
Inward Clearing Per instrument ₹ 250/ + 24% p.a.
of instrument amount
Outward Clearing/ All Others ₹ 200/-
Particulars of Charges Charges
Challans Upto 10000 : ₹ 25/-
10001 to 100000 : ₹ 50/-
Above 100000 : ₹ 100/-
Particulars Penalty for Non Maintenance of Minimum Balance
(Once in Quarter)
a) Savings Account
  • Account opened upto 04.02.2021 5% per quarter of shortfall in AQB for Minimum Balance requirement of ₹1000/-
  • Account opened after 04.02.2021
    Metro – ₹ 2000/-
    Non-Metro – Rs 1000/-
    5% per quarter of shortfall in AQB
b) Savings Elite Account 5% per quarter of maximum shortfall in AQB
c) Savings Silver Account 5% per quarter of maximum shortfall in AQB or maximum ₹ 1500/-
d) Savings Gold Account 5% per quarter of maximum shortfall in AQB or maximum ₹ 1500/-
e) Current Account ₹ 350/-
f) Current Elite Account ₹750/-
g) Current Silver Account ₹1,000/-
h) Current Gold Account ₹1,500/-
Particulars of Charges Charges
CC/OD/Current Accounts/ODS ₹ 2/- per entry.
Min ₹90/- (Half Yearly)
Particulars of Charges Charges
Recurring Deposit A/c late fee ₹ 0.50/- per ₹ 100/- per month
Particulars Charges
a) Overdraft / Cash Credit Accounts ₹4/- per cheque leaf
b) Savings Account (w.e.f. 04.02.2021) 1 cheque book free consisting of 25 leaves thereafter ₹4/- per leaf
c) Savings Elite Account 2 cheque books free consisting of 25 leaves each therafter ₹ 4/- per leaf
d) Savings Silver Account 4 cheque books free consisting of 25 leaves each therafter ₹ 4/- per leaf
e) Savings Gold Account Unlimited free
f) Current Account (w.e.f. 04.02.2021) ₹4/- per cheque leaf
g) Current Elite Account 1 cheque book free consisting of 50 leaves thereafter ₹4/- per leaf
h) Current Silver Account 4 cheque books free consisting of 50 leaves thereafter ₹4/- per leaf
i) Current Gold Account 5 cheque books free consisting of 50 leaves thereafter ₹4/- per leaf
j) Unutilised cheque leaves at the time of closure of Account ₹1/- per cheque leaf
k) Issue of loose cheque leaf ₹ 4/- per leaf
l) Non Collection of Personalized Cheque book from the branch within stipulated time (Return undelivered) For SB ₹ 25/-
For Others ₹ 50/-
Particulars of Charges Charges
Enquiry related to old transaction Rs 200/- per instance upto 2 years and thereafter
additional Rs 100/- per additional year for each instance
Particulars of Charges Charges
No Dues Certificate ₹ 100/-
Particulars of Charges Charges
Account Maintenance charges (all checking account except Saving Account) ₹50/- Yearly
Particulars of Charges Charges
Duplicate Interest Certificate ₹ 100/-
Particulars of Charges Charges
Upto one year old record ₹ 100/-
Beyond one year old record ₹ 100/- plus ₹ 50/- per year
Particulars of Charges Charges
Signature Verification ₹ 100/- per instance
Particulars of Charges Charges Free per Month
Up to ₹ 10,000/- Free Free
₹ 10,001/- to ₹ 1,00,000/- ₹ 3.00/- SAVINGS ELITE - 3
SAVINGS SILVER - 5
SAVINGS GOLD - Unlimited
CURRENT SILVER - 25
CURRENT GOLD - 50
₹ 1,00,001/- to ₹ 2,00,000/- ₹ 10.00/-
Rs 2,00,001 to ₹ 5,00,000/- (NEFT/ RTGS) ₹ 10.00/-
Above Rs 5,00,000/-(NEFT/ RTGS) ₹ 25.00/-
Particulars of Charges Charges
Cash Handling Charges ₹ 50/- per Bundle per Denomination below 200.
(499 notes per day free).
Particulars of Charges Charges
Coins Handling Charges ₹ 10/- per 100 coins for denomination of 10/-
₹ 6/- per 100 coins for denomination of 5/-
₹ 4/- per 100 coins for denomination of 1/- & 2/-
Particulars of Charges Charges
Locker registration charges One time ₹ 500/-
Loss of locker keys/Break Open ₹ 1000/- plus Actual break open expenses
Locker operating charges 24 operations free per year.
₹ 100/- per operation from 25th operation.
Surrender of locker Not levied
Locker Rent Reversal 1) Locker surrender between April to Sept - Rent for
the future months to be reversed. (Pro rata)
2) Locker surrender from Oct-March -
No reversal of rent for remaining Months.
Locker rent

NIL if customer is maintaining an average balance of ₹ 5,00,000/- or more in their SB/CD Account for the preceding year

Type of Locker -A-
Branches covered under any Municipal Corporation
-B-
Branches not covered under any Municipal Corporation
A 1,200.00 1,100.00
B 1,300.00 1,100.00
C 2,400.00 2,200.00
D 2,500.00 2,100.00
E 3,000.00 2,800.00
H1 3,000.00 2,800.00
I 3,000.00 2,800.00
F 5,000.00 4,500.00
G 5,500.00 5,300.00
H 5,500.00 5,300.00
B2 7,500.00 7,100.00
J 7,500.00 7,100.00
K 7,500.00 7,100.00
L 7,500.00 7,100.00
RuPay Classic Debit Card
Charges Head RuPay Debit Card Service Charges
Annual Fees Rs 150/- + GST p.a. (1st year free)
Add on / Reissue of Debit Card
(Applicable from 1st year)
Rs 150/- + GST per card
Printed Pin ₹50/- + GST
Green Pin Free
Transactions at TJSB ATM Free
Card Transaction Limit ATM Cash -25000/-
POS / E-Com -35000/-
(Daily Shopping Limit will be considered as combined Shopping Limit of POS & E-Com)
Features :
  • Domestic Debit Card with Chip / PIN Security
  • Card can be used across 2.48 Lakh ATM Machines across India
  • Daily Cash withdrawal limit upto ₹25,000/-
  • Wide daily shopping coverage on POS and E-Com
  • Exclusive Shopping Offers from NPCI
  • Covered with Card Fraud Insurance **
RuPay Platinum Debit Card
Charges Head RuPay Debit Card Service Charges
Annual Fees Rs 200/- + GST p.a. (1st year free)
Add on / Reissue of Debit Card
(Applicable from 1st year)
Rs 200/- + GST per card
Duplicate Printed Pin ₹50/- + GST
Green Pin Free
Transactions at TJSB ATM Free
Card Transaction Limit ATM Cash -35000/-
POS / E-Com -100000/-
(Daily Shopping Limit will be considered as combined Shopping Limit of POS & E-Com)
Features :
  • Domestic Debit Card with Chip / PIN Security
  • High Value transactions covered for ATM and Shopping
  • Free Airport Lounge Access
  • Concierge Services
  • Covered with Personal Accidental Insurance Cover up to ₹2 Lakhs
  • Covered with Card Fraud Insurance **
RuPay Contactless Platinum Debit Card
Charges Head RuPay Debit Card Service Charges
Annual Fees Rs 250/- + GST p.a.
Add on / Reissue of Debit Card Rs 250/- + GST per card
Printed Pin ₹50/- + GST
Green Pin Free
Transactions at TJSB ATM Free
Card Transaction Limit ATM Cash -35000/-
POS / E-Com -100000/-
(Daily Shopping Limit will be considered as combined Shopping Limit of POS & E-Com)
Features :
  • Supports Contactless transactions daily upto ₹2000/- **
  • Same Card can be used across 2.48 Lakh ATM Machines across India
  • High Value transactions covered for ATM and Shopping
  • Free Airport Lounge Access
  • Concierge Services
  • Covered with Personal Accidental Insurance Cover up to ₹2 Lakhs
  • Covered with Card Fraud Insurance **
RuPay JCB International Platinum Debit Card
Charges Head RuPay Debit Card Service Charges
Annual Fees Rs 250/- + GST p.a.
Add on / Reissue of Debit Card Rs 250/- + GST per card
Duplicate Printed Pin ₹50/- + GST
Green Pin Free
Transactions at TJSB ATM Free
Card Transaction Limit ATM Cash -35000/-
POS / E-Com -100000/-
(Daily Shopping Limit will be considered as combined Shopping Limit of POS & E-Com)
Features :
  • Global acceptance on ATM and for Shopping
  • Same Card can be used across 2.48 Lakh ATM Machines across India
  • Free Airport Lounge Access
  • Concierge Services
  • Covered with Personal Accidental Insurance Cover up to ₹2 Lakhs
  • Covered with Card Fraud Insurance **

Note:

  • Cash withdrawal/Balance enquiry at other Banks ATM (as per RBI Guidelines) : ₹ 20/- +GST & ₹ 10/- +GST resp.
  • ** Terms and Conditions Apply
  • Tax & Surcharge on transaction amount will be applicable for transactions done at Railway Counters & Petrol Pumps
Particulars of Charges Charges
Operations through power of attorney ₹ 500/-
Particulars of Charges Charges
Setting up ECS Not Levied
Particulars of Charges Charges
Mandate verification ₹ 150/- per mandate
Particulars of Charges Charges
Destination Mandate Cancellation ₹ 150/- per ECS
Particulars of Charges Charges
ECS Return Charges ₹ 150/- per ECS
Particulars of Charges Charges
ECS initiated by us ₹ 150/- per ECS
Particulars of Charges Charges
Manual ECS mandate Form (For Verification) NIL
Destination Mandate Cancellation ₹ 150/- per ECS
Particulars of Charges Charges Free per Month
Savings ₹ 10/- SAVINGS SILVER - 5
SAVINGS GOLD - Unlimited
CURRENT SILVER - 25
CURRENT GOLD - 50
Others ₹ 25/-
Particulars of Charges Charges
Charge creation (Property Loan) ₹ 1000/-
Charge modification (Property Loan) ₹ 1000/-
Charge creation (Hypothecation Commercial) ₹ 1000/-
Charge modification (Hypothecation Commercial) ₹ 1000/-
Charge creation (Hypothecation Retail) ₹ 200/-
Charge modification (Hypothecation Retail) ₹ 200/-
Particulars of Charges Charges
1st Notice ₹ 200/-
2nd Notice ₹ 250/-
3rd Notice ₹ 300/-
Issuance of Final Recall Notice ₹ 500/-
Issuance of SARFAESI Notice ₹ 1000/-
Particulars of Charges Charges
Below limit ₹ 25/- Lakhs. ₹ 1000/-
Above limit ₹ 25/- Lakhs. ₹ 2000/-
Particulars of Charges Charges at Home Branch Charges Other than Home Branch
SAVINGS REGULAR ₹1,00,000/- per day if AMB maintained thereafter ₹2/- per thousand to be levied. ₹1,00,000/- per day if AMB maintained thereafter ₹2/- per thousand to be levied.
SAVINGS ELITE ₹1,00,000/- per day if AMB maintained thereafter ₹2/- per thousand to be levied. ₹1,00,000/- per day if AMB maintained thereafter ₹2/- per thousand to be levied.
SAVINGS SILVER ₹2,00,000/- per day if AMB maintained thereafter ₹2/- per thousand to be levied. ₹2,00,000/- per day if AMB maintained thereafter ₹2/- per thousand to be levied.
SAVINGS GOLD Unlimited Unlimited
CURRENT REGULAR ₹ 200000/- or 8 x AMB whichever is higher per day. ₹2 per thousand will be charged if it goes beyond threshold ₹ 200000/- or 8x AMB whichever is higher per day. ₹2 per thousand will be charged if it goes beyond threshold limit.
CURRENT ELITE ₹ 300000/- or 8 x AMB whichever is higher per day. ₹2 per thousand will be charged if it goes beyond threshold. ₹ 300000/- or 8x AMB whichever is higher per day. ₹2 per thousand will be charged if it goes beyond threshold limit.
CURRENT SILVER ₹8,00,000/- or 10 x AMB whichever is higher per day. ₹2 per thousand will be charged if it goes beyond threshold. ₹8,00,000/- or 10x AMB whichever is higher per day. ₹2 per thousand will be charged if it goes beyond threshold limit.
CURRENT GOLD ₹15,00,000/- or 10 x AMB whichever is higher per day. ₹2 per thousand will be charged if it goes beyond threshold ₹15,00,000/- or 10x AMB whichever is higher per day. ₹2 per thousand will be charged if it goes beyond threshold limit.
Particulars of Charges Charges
Education Purpose ₹ 500 for first copy + ₹ 100 per additional copies
  • More than 20 pieces- ₹2/- per piece on entire tender + GST
  • Value above ₹5,000/- ₹2/- per piece or ₹5/- per 1000 + GST Whichever is higher on entire tender

For Example: 25 pieces of ₹500/- = value ₹12,500/- are tendered :

a) Charges ₹2/- per piece : ₹50/- + GST (25 pieces X ₹2.00)
b) Charges @ ₹5/- per ₹1000/- : ₹62.50 + GST (12500 X 5)/ 1000)
c) Amount to be charged will be ₹62.50 + GST ( Whichever is higher)
Particulars Processing charges (per instrument)
Cheques/ ECS Honouring ₹ 500/- + applicable tax
IMPS Charges w.e.f. 05.06.2017
Charges Head Amount Slab Charges
IMPS Charges Upto Rs. 10,000/- Rs. 2.50 + Taxes
Rs. 10,001/- to Rs. 1,00,000/- Rs. 5.00 + Taxes
Rs. 1,00,001 to Rs. 2,00,000/- Rs. 15.00 + Taxes
Rs. 2,00,001 & Above Rs. 25.00 + Taxes
IMPS Charges w.e.f. 01.08.2021
Charges Head Amount Slab Charges
IMPS Charges Upto Rs. 1,00,000/- Rs. 5.00 + Taxes
Rs. 1,00,001/- to Rs. 2,00,000/- Rs. 15.00 + Taxes
Rs. 2,00,001 & Above Rs. 25.00 + Taxes
“Apart from service charges as applicable, Bank reserves the right, at its sole discretion to levy additional service charges on case to case basis as the Bank may deem fit to do so”

(**) Note : Subject to applicability of modifications in the Software

* ALL COMMISSION & CHARGES WILL ATTRACT TAXES AT APPLICABLE RATE FROM TIME TO TIME.

# Conditions Apply.

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