Service Charges (excluding GST)

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  • Service-Charges-w-e-f-01-11-2022
Charge Type Charges
Duplicate passbook ₹ 100/-
Charge Type Charges
Statement (Print Copy) ₹ 100/- Per Page
Charge Type Charges
Saving Regular ₹ 350/-
Saving Elite ₹ 500/-
Saving Silver ₹ 750/-
Saving Gold ₹ 1000/-
Current Regular ₹ 500/-
Current Elite ₹ 750/-
Current Silver ₹ 1000/-
Current Gold ₹ 1500/-
  • *No closure charges applicable if account is closed and opened at any other TJSB Branches and closure proceeds are transferred to newly opened account.
  • *No closure charges in case the customer has multiple accounts having same title and wishes to close any account amongst the same.
  • *No closure charges on account of death of customer.
Charge Type Charges
By Cash ₹ 3/- per thousand and part thereof
Minimum ₹ 50/-
By Transfer ₹ 3/- per thousand and part thereof
Min ₹ 50/-
Cancellation
( per instrument)		 upto ₹ 1000/- : ₹ 50/-
Above ₹ 1000/- : ₹ 100/-
Pay Order Revalidation
( per instrument)		 ₹ 75/-
Charge Type Charges
Saving ₹ 100/- per instrument
Other ₹ 175/- per instrument
Charge Type Charges
Collection/Payment outstation cheques/Bills Upto ₹ 1,00,000/- ₹ 100/- per instrument plus postage at actuals

Above ₹ 1,00,000/-
₹ 5000/-per instrument
Charge Type Charges
a. Cheque return Charges
Inward clearing Per instrument ₹ 250/-
Outward Clearing ₹ 200/-
All other
b. Cheque honouring charges
b. Cheque honouring charges ₹ 500/-
Charge Type Charges
Challans Upto ₹ 10000- ₹ 25/-
₹ 10001 to ₹ 100000 ₹ 50/-
Above ₹ 100000 ₹ 100/-
Charge Type Charges
Folio Charges ₹ 2/- per entry. Min ₹ 90/- (Half Yearly)
Charge Type Charges
RD late fees ₹ 0.50/- per ₹ 100/- per month
Charge Type Charges
Saving Regular
Account
Metro- ₹ 2000/-*
Non-Metro- ₹ 1000/-*
5% per quarter of shortfall in AQB as per minimum balance requirement of
Rs.2000/-* for metro
Rs.1000/-* for Non-Metro

*Note: Effective from 1st August, 2024.
Saving Elite
Metro- ₹ 5000/-
Non-Metro- ₹ 2500/-		 5% per quarter of shortfall in AQB
Saving Silver
Metro- ₹ 25000/-
Non-Metro- ₹ 10000/-		 5% per quarter of shortfall in AQB or maximum amount ₹ 1500/-
Saving Gold
Metro- ₹ 100000/-
Non-Metro- ₹ 50000/-		 5% per quarter of shortfall in AQB or maximum amount ₹ 1500/-
Current Regular
Metro- ₹ 3000/-
Non-Metro- ₹ 2000/-		 ₹ 500/- per Quarter if AQB not maintained
Current Elite
Metro- ₹ 10000/-
Non-Metro- ₹ 8000/-		 ₹ 1000/- per Quarter if AQB not maintained
Current Silver
Metro- ₹ 50000/-
Non-Metro- ₹ 40000/-		 ₹ 1500/- per Quarter if AQB not maintained
Current Gold
Metro- ₹ 100000/-
Non-Metro- ₹ 100000/-		 ₹ 2500/- per Quarter if AQB not maintained
Charge Type Charges
Current, Overdraft, Cash Credit ₹ 4/- per leaf
Saving Account ₹ 4/- per leaf
(One cheque book free in financial Year)
Issue of loose cheque leaf ₹ 4/- per leaf
Non-Collection of Personalized Cheque book from the branch within stipulated time (Return undelivered) For SB ₹ 25/-
For Others ₹ 50/-
Unutilized cheque leaves at the time of closure of Account For SB - ₹ 1/- per leaf
For others - Nil
Charge Type Charges
Enquiry relating to old transaction (above 1 year) ₹ 200/- per instance upto 2 years and thereafter additional ₹ 100/- per additional year
Charge Type Charges
No dues certificate (per instance) ₹ 100/-
Charge Type Charges
Account Maintenance charges (all checking account except Saving A/C) ₹ 50/- (Yearly)
Charge Type Charges
Duplicate interest certificate ₹ 100/-
Charge Type Charges
Upto one year old record ₹ 100/-
Beyond one year old record ₹ 100/- plus ₹ 50/- per year
Charge Type Charges
Signature Verification ₹ 100/- per instance
Charge Type Charges
NEFT
Upto ₹ 10,000/- ₹ 2/-
Above ₹ 10,000/- to ₹ 1,00,000/- ₹ 4/-
Above ₹ 1,00,000/- to ₹ 2,00,000/- ₹ 12/-
Above ₹ 2,00,000/- to ₹ 5,00,000/- ₹ 20/-
Above ₹ 5,00,000 ₹ 24/-
RTGS
₹ 2,00,000/- to ₹ 5,00,000/- ₹ 20/-
Above ₹ 5,00,000 ₹ 45/-
Charge Type Charges
Coins Handling Charges 20/- per 100 coins for denomination of 20/-(w.e.f.01.04.2024).
10/- per 100 coins for denomination of 10/-.
6/- per 100 coins for denomination of 5/-.
4/- per 100 coins for denomination of 1/- & 2/-.
2/- per 100 coins for denomination of 50 paisa. (w.e.f.01.04.2024)
Charge Type Charges
Lower Denomination Charges ₹ 50/- per Bundle for Denomination below 200/-
(299 notes per day free).
Charge Type Charges
Locker registration charges One time ₹ 500/-
Loss of locker keys/Break Open ₹ 1000/- plus Actual break open expenses
Locker operating charges 24 operations free per year. ₹ 100/- per operation from 25th operation.
Locker rent (w.e.f. 01.04.2023) A
Branches covered under any Municipal Corporation		 B
Branches not covered under any Municipal Corporation
Type - A ₹ 1,200.00 ₹ 1,100.00
Type - B ₹ 1,300.00 ₹ 1,100.00
Type - C ₹ 2,400.00 ₹ 2,200.00
Type - D ₹ 2,500.00 ₹ 2,100.00
Type - E ₹ 3,000.00 ₹ 2,800.00
Type - H1 ₹ 3,000.00 ₹ 2,800.00
Type - I ₹ 3,000.00 ₹ 2,800.00
Type - F ₹ 5,000.00 ₹ 4,500.00
Type - G ₹ 5,500.00 ₹ 5,300.00
Type - H ₹ 5,500.00 ₹ 5,300.00
Type - B2 ₹ 8,000.00 ₹ 7,500.00
Type - J ₹ 8,000.00 ₹ 7,500.00
Type - K ₹ 8,000.00 ₹ 7,500.00
Type - L ₹ 8,000.00 ₹ 7,500.00
Nil if customer maintaining an average balance of ₹ 5,00,000/- or more in their SB/CD Account for the preceding year.
Locker Rent Reversal In the event of surrender of a locker, the proportionate amount of advance rent collected for remaining months {(Annual Rent /12)* Remaining Months (excluding month of surrender)} will be refunded to the customer.
Charge Type Charges
Operations through power of attorney ₹ 500/-
Charge Type Charges
Mandate verification ₹ 150/- per mandate
Charge Type Charges
ECS Return Charges ₹ 150/- per ECS For Saving
₹ 250/- per ECS For Others
Charge Type Charges
ECS initiated by us ₹ 150/- per ECS
ECS honouring charges ₹ 500/- per ECS
Destination Mandate Cancellation ₹ 150/- per ECS
Charge Type Charges
SMS Charges (All Accounts) 20 paise per transaction, charged after end of quarter rounded off to nearest rupee. (plus GST)
*w.e.f Q1 - FY 2023-24 for all eligible transactions.
Charge Type Charges
Charge creation (Property Loan) ₹ 1000/-
Charge modification (Property Loan) ₹ 1000/-
Charge creation (Hypothecation Commercial) ₹ 1000/-
Charge modification (Hypothecation Commercial) ₹ 1000/-
Charge creation (Hypothecation Retail) ₹ 200/-
Charge modification (Hypothecation Retail) ₹ 200/-
Charge Type Charges
1 st Notice ₹ 200/-
2 nd Notice ₹ 250/-
3 rd Notice ₹ 300/-
Issuance of Final Recall Notice ₹ 500/-
Issuance of SARFAESI Notice ₹ 1000/-
Charge Type Charges
Solvency Certificate for Education Purpose ₹ 500 for first copy + ₹ 100 per additional copies
Charge Type Charges
Service Charges for exchange of Soiled/Imperfect Notes 1) More than 20 pieces- ₹2/- per piece on entire tender
2) Value above ₹ 5,000/- ₹2/- per piece or ₹5/- per 1000 Whichever is higher on entire tender
Charge Type Charges
Cash Deposit Transactions up to ₹ 10,000/- ₹ 30/- Per Transaction
Cash Deposit Transactions above ₹ 10,000/- ₹ 55/- Per Transaction
Cash Handling Charges
(For Deposit)		 Charges at Home Branch
Saving Regular ₹ 1,00,000/- per day if AMB maintained thereafter ₹ 2/- per thousand to be levied.
Saving Elite ₹ 1,00,000/- per day if AMB maintained thereafter ₹ 2/- per thousand to be levied.
Saving Silver ₹ 2,00,000/- per day if AMB maintained thereafter ₹ 2/- per thousand to be levied.
Saving Gold NIL
Current Regular Free limit upto 8 x AMB. ₹ 2/- per thousand will be charged if it goes beyond threshold limit
Current Elite Free limit upto 8 x AMB. ₹ 2/- per thousand will be charged if it goes beyond threshold limit.
Current Silver Free limit upto 10 x AMB. ₹ 2/- per thousand will be charged if it goes beyond threshold limit.
Current Gold Free limit upto 10 x AMB. ₹ 2 per thousand will be charged if it goes beyond threshold limit.
Cash Handling Charges
(For Deposit)		 Charges at Non-Home Branch
Saving Regular ₹ 1,00,000/- per day if AMB maintained thereafter ₹ 3/- per thousand to be levied.
Saving Elite ₹ 1,00,000/- per day if AMB maintained thereafter ₹ 3/- per thousand to be levied.
Saving Silver ₹ 2,00,000/- per day if AMB maintained thereafter ₹ 3/- per thousand to be levied.
Saving Gold NIL
Current Regular Free limit upto 8 x AMB. ₹ 3/- per thousand will be charged if it goes beyond threshold limit.
Current Elite Free limit upto 8 x AMB. ₹ 3/- per thousand will be charged if it goes beyond threshold limit.
Current Silver Free limit upto 10 x AMB. ₹ 3/- per thousand will be charged if it goes beyond threshold limit.
Current Gold Free limit upto 10 x AMB. ₹ 3/- per thousand will be charged if it goes beyond threshold limit.
“Apart from service charges as applicable, Bank reserves the right, at its sole discretion to levy additional service charges on case to case basis as the Bank may deem fit to do so”

* ALL COMMISSION & CHARGES WILL ATTRACT TAXES AT APPLICABLE RATE FROM TIME TO TIME.

* Facility of Flexi deposit is only available for Savings and Current Regular accounts.

* Free facility such as Cheque Book, RTGS/NEFT, PO, charges etc as mentioned in CASA Variant accounts are continued.

# Conditions Apply.

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