Service Charges Effective 01.08.2018 (Excluding GST)

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Issue of Duplicate Passbook / Statement

Particulars of Charges Charges Rs.
a) Savings A/c / Loan A/c - Per Passbook Rs. 100/-
b) For CC/OD/Current A/c- Per Page Rs. 50/-

Closure of Account
Particulars of Charges Charges
Savings Rs. 350/-
Current Rs. 500/-

* No closure charges applicable if account is closed and opened at any other TJSB Branches and closure proceeds are transferred to newly opened account.
* No closure charges in case the customer has multiple accounts having same title and wishes to close any account amongst the same and also on account of death of customer.
Issue of Pay-Slip
Particulars of Charges Charges
Issue of Pay-Slip By Cash Rs. 3/- per thousand
Minimum - Rs. 25/-
Issue of Pay-Slip By Account Transfer Rs. 1/- per thousand.
Minimum - Rs. 25/-
Maximum - Rs. 2,500/-
Issue of Duplicate Pay-Slip Rs. 150/-
Cancellation of Pay-Slip Nil Upto Rs. 1000/-
Above Rs. 1000/- Rs. 100/-

Issuance of Demand Draft
Particulars of Charges Charges
a) CORP DD
  • Rs. 3/- per thousand
  • Min Rs. 25/-,
  • Max Rs. 25000/-
b) Cancellation of CORP DD
  • Rs. 50/- upto Rs. 1000/-
  • Above Rs. 1000/- Rs. 100/-

Stop Payment of Cheques
Particulars of Charges Charges
All type of accounts per instrument Rs. 100/-

Collection/Payment outstation cheques
Particulars of Charges Charges
Collection / Payment of Outstation Cheques (IBC/OBC) Upto Rs. 1,00,000/- Rs.100/-per instrument
plus postage at actuals
Above Rs. 1,00,000/- Rs.200/-per instrument
plus postage at actuals

Collection/Payment outstation Bills
Particulars of Charges Charges
Collection / Payment of Outstation Bills (IBC/ OBC) Upto Rs. 10,000/- Rs.100/-per instrument
plus postage at actuals
Above Rs. 10,000/- Rs.200/-per instrument
plus postage at actuals

Cheque Return Charges
Particulars of Charges Charges
For Inward Clearing Per instrument Rs 250/ + 24% p.a.
of instrument amount
All Other Rs. 200/-

Payment of Tax Challans
Particulars of Charges Charges (Rs. 25/- per challan)
Payment of Tax Challans Upto Rs. 10,000/- Rs. 25/-
Above Rs. 10,000/- to Rs. 1,00,000/- Rs. 50/-
Above Rs. 1,00,000/- Rs.100/-

Minimum Balance Charges
Particulars of Charges Charges
a) Savings A/c NIL
b) Current A/c Rs. 350/- per month

Folio Charges
Particulars of Charges Charges
CC/OD/Current Accounts/ODS Rs. 2/- per entry.
Min Rs.90/- (Half Yearly)

Recurring Deposit A/c late fee
Particulars of Charges Charges
Recurring Deposit A/c late fee Rs. 0.50/- per Rs. 100/- per month

Issuance of Cheque Book Charges
Particulars of Charges Charges
a) Current / Overdraft / Cash Credit Accounts Rs.3/- per cheque leaf
b) Savings Accounts Rs.3/- per cheque leaf (One Cheque book free in financial Year)
c)Unutilised cheque leaves at the time of closure of Account Rs.1/- per cheque leaf

Enquires relating to old record (per item)
Particulars of Charges Charges
Enquires relating to old record (per item) Rs 200/- per item upto 2 years and thereafter
additional Rs 100/- per additional year for each item

No dues certificate (per instance)
Particulars of Charges Charges
No Dues Certificate Rs. 100/-

Account Maintenance charges
Particulars of Charges Charges
Account Maintenance charges (all checking account except Saving Account) Rs.50/- Yearly

Duplicate Interest Certificate
Particulars of Charges Charges
Duplicate Interest Certificate Rs. 100/-

Record Copy of the Cheque
Particulars of Charges Charges
Record Copy of the Cheque Rs 100/- per item upto 1 years and
thereafter additional Rs 50/- per additional
year for each item
Beyond one year Rs. 100/- plus Rs. 50/- Per year for each item

Signature Verification
Particulars of Charges Charges
Signature Verification Rs. 100/- per instance

Outward Remittance
Particulars of Charges Charges
Up to Rs. 10,000/- Rs. 2.5/-
Above Rs. 10,000/- to Rs. 1,00,000/- Rs. 5/-
Above Rs. 1,00,000/- to Rs. 2,00,000/- Rs. 15/-
Above Rs 2,00,000/- to Rs 5,00,000/- Rs. 25/-
Rs 2,00,000 to Rs. 5,00,000/- (RTGS) RS. 25/-
Above Rs 5,00,000/-(RTGS) Rs. 50/-

Cash Handling Charges
Particulars of Charges Charges
Cash Handling Charges Rs. 40/- per Bundle for Denomination below
Rs. 100/- (999 notes per day free).

Coins Handling Charges
Particulars of Charges Charges
Coins Handling Charges Rs. 10/- per 100 coins for denomination of Rs. 10/-.
Rs. 6/- per 100 coins for denomination of Rs. 5/-.
Rs. 4/- per 100 coins for denomination of Rs. 1/- & Rs. 2/-

Cash Withdrawal Charges
Particulars of Charges Charges
Cash Withdrawal Charges Rs. 10/- per transaction if customer withdraw the cash
over the counter below Rs. 10,000/- w.e.f. 01.10.2018
(These charges are applicable to those customers
who having ATM/Debit card but still withdrawing
cash across the counter.)

Locker Related
Particulars of Charges Charges
Locker registration charges One time Rs. 500/-
Loss of locker keys/Break Open Rs. 1000/- plus Actual break open expenses
Locker operating charges 24 operations free per year.
Rs. 100/- per operation from 25th operation.
Locker rent Min Rs. 1000/- Max Rs. 6700/-. Nil
if customer maintaining an average balance of Rs. 5,00,000/-
or more in their SB/CD Account for the preceding year.
Surrender of locker Not levied
Locker Rent Reversal 1) Locker surrender between April to Sept - Rent for
the future months to be reversed. (Pro rata)
2) Locker surrender from Oct-March -
No reversal of rent for remaining Months.

ATM / Debit Card related charges
Particulars of Charges Charges
Annual charge/Registration/Re-issue** Rs 100/-
Duplicate Pin Rs 50/-
Green Pin FREE
ATM Charges at TJSB ATMs FREE
Charges per instance beyond 3 transactions Financial Rs 20/- including taxes
Non financial Rs 10/- including taxes
Cash withdrawal outside India Rs 150/- including taxes
Non financial outside India FREE
POS transaction outside India 3.5% of settlement amount

Note: As regards ATM transactions;
  • For Saving Account Card Holder, First Three transactions (Financial and Non-Financial)* are free per calendar month in the six metro cities viz. Mumbai, New Delhi, Kolkata, Chennai, Bengaluru, Hyderabad ( and adjoining areas viz. Navi Mumbai, Thane, Gurgaon, Noida, Ghaziabad, Faridabad, Kolkata, Howrah, North and South 24 Parganas.)
  • 2. For Saving Account Card Holders, First Five transactions (Financial and Non-Financial)* are free per calendar month in Non-Metros.
  • 3. For Current / Overdraft Account Card Holders, all other Bank Transactions (Financial and Non-Financial are chargeable
  • * Financial Transaction - Cash Withdrawal
  • 5. * Non-Financial Transaction - Balance Enquiry, Pin Change, Mini Statement, Cheque Book Request, Statement Request, Mobile No updation, Aadhaar Card No updation, Card to Card Funds Transfer, etc.
  • ** Annual fees will be charged in advance after completion of first year.
Taxes as Applicable

Operations through power of attorney
Particulars of Charges Charges
Operations through power of attorney Rs. 500/-

Drawing against uncleared effect
Particulars of Charges Charges
Drawing against uncleared effect 18 % p.a.

Setting up ECS
Particulars of Charges Charges
Setting up ECS Not Levied

Mandate verification
Particulars of Charges Charges
Mandate verification ECS & Sign Verification Rs. 100/-
All other mandate Rs. 250/-

ECS Return Charges
Particulars of Charges Charges
ECS Return Charges Rs. 150/-

ECS initiated by us
Particulars of Charges Charges
ECS initiated by us Rs. 100/- per ECS

Manual ECS mandate Form (For Verification)
Particulars of Charges Charges
Manual ECS mandate Form (For Verification) NIL

SMS alert charges (Quarterly)
Particulars of Charges Charges
Saving Rs. 10/-
Others Rs. 25/-

CERSAI Related
Particulars of Charges Charges
Charge creation (Property Loan) Rs. 1000/-
Charge modification (Property Loan) Rs. 1000/-
Charge creation (Hypothecation Commercial) Rs. 1000/-
Charge modification (Hypothecation Commercial) Rs. 1000/-
Charge creation (Hypothecation Retail) Rs. 200/-
Charge modification (Hypothecation Retail) Rs. 200/-

Notice Charges to defaulters
Particulars of Charges Charges
1st Notice Rs. 200/-
2nd Notice Rs. 250/-
3rd Notice Rs. 300/-
Issuance of Final Recall Notice Rs. 500/-
Issuance of SARFAESI Notice Rs. 1000/-

Late Submission of stock statement ( after 10th of every month Per Instance)
Particulars of Charges Charges
Below limit Rs. 25/- Lakhs. Rs. 1000/-
Above limit Rs. 25/- Lakhs. Rs. 2000/-

(**) Note : Subject to applicability of modifications in the Software
* ALL COMMISSION & CHARGES WILL ATTRACT TAXES AT APPLICABLE RATE FROM TIME TO TIME.
# Conditions Apply.

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