TJSB Micro Finance Loan

Sanctioned Legitimate purpose based on the stamped end use declaration by the borrower. Not for speculative purpose

All you need to know

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  • Loan Limit :For Self Help Groups – Maximum Rs.2.00 Lakh.
    For Individuals - Maximum Rs. 1.00 Lakh
    1st instance (i.e. No loans availed) : Rs 0.50 lakh
    2nd instance : Rs.1.00 lakh
  • Repayment :

    Maximum up to 60 Months.

  • Pre-Payment Penalty : Nil.
  • Rate of Interest : Minimum 12% to Maximum 14%
  • Service Charges : Applicable from time to time.
  • Margin : Nil.

    Get Micro Finance Loan from TJSB Bank.

  • Applicant :

    i. Salaried Persons, Businessmen & Professionals .
    ii. Self Help Groups.
    iii. Age group of 21 to 60 years.
    iv. Minimum 6 months banking with any bank.
    v. Residence within vicinity of branch.
    vi. Maximum income as per the scheme eligibility Rs 3.00 lakh per family.

  • Prime Security :Nil.
  • Collateral Security : Nil.
  • Loan Documentation :

    Related documents as per bank norms.

    Additional Documents for SHG:

    Resolution from SHG for availing loan and accepting the terms and conditions for availing the loan.
    1. Acknowledged stamped receipt for having received loan amount
    2. Inter se Agreement executed by members of the SHG Reference Certificate from SHG (In case for funding to Individual Member of SHG.

  • Guarantors : One family member of the applicant and one outside guarantor acceptable to bank.
  • Membership :Nominal membership

To apply for TJSB MICRO FINANCE LOAN, please download the below listed form and submit it to your nearest branch.

* “Conditions Apply. Loan at the sole discretion of the Bank”

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