TJSB Bills Discounting

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TJSB offers bills discounting facility to our customers only to suit their requirement for short term finance from the date of sale to date of receipt of payment thereof.
Encash your accounts receivables and cash flow management.
  1. Type of Loan : Bills Discounting.
  2. Purpose : Working Capital.
  3. Loan Amount : Need based– within the bank’s exposure limit
  4. Margin : As per Bank’s policy from time to time.
  5. Repayment : Self liquidating.
  6. Rate of Interest : Linked with PLR As per Banks Credit rating
  1. Who can borrow : Individuals, Proprietorship, Partnership, Pvt. Ltd. & Public Ltd. Companies.
  2. Bills not exceeding 90 days usance.
  3. Prime Security : Accepted bills of exchange/hundis
    (Bills accepted of reputed Ltd. Companies with good repute backed by PDC on case to case basis).
  4. Collateral Security : If required, on case to case basis.
** "Conditions Apply. Loan at sole discretion of the Bank”

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