TJSB Cash Credit Limit/Overdraft Limit

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TJSB offers Cash Credit to various segments of customers for their working capital requirement. This is a fund based facility to help fund working capital requirements of the business.
Financing Your Business.
  1. Type of Loan : Cash Credit / Overdraft
  2. Purpose : Working Capital
  3. Repayment : On demand (renewable every year).
  4. Margin : As per Banks policy from time to time.
  5. Rate of Interest : Linked with PLR As per Banks Credit rating.
  1. Who can borrow : Proprietorship, Partnership, Pvt. Ltd. & Public Ltd. Companies
  2. Loan Amount : Need based – within the bank’s exposure limit
  3. Security : Hypothecation of Stock & Book Debts and mortgage of immovable property (preferably commercial).
**"Conditions Apply. Loan at sole discretion of the Bank”

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