Chairman's Note

Shri. Vivekanand Manohar Patki
Chairman, TJSB

TJSB was founded as Thane Janata Sahakari Bank in Thane city in the year 1972 and today it has made a mark in the states of Maharashtra, Goa, Karnataka, Gujarat and Madhya Pradesh

TJSB has been gaining solid ground in the competitive banking business environment. The foundations of the bank have been laid on strong moral values, and at TJSB we strive to enrich them with our business policies.

In order to become a financial powerhouse, it is our constant endeavour to provide the entire gamut of financial services under one roof. New technologies, new customer expectations, new regulations and new competitive pressures are rapidly disrupting the traditional Banking business model. Hence we are increasingly focused on creating alliances and partnerships to drive new growth, create new channels and drive new innovation with the aim to provide bundled products to the customer.

Digital payment transactions are continuously registering incremental growth with the various newer modes of payments like IMPS, BHIM-UPI, Bharat Bill Payment System (BBPS) transforming the digital payment ecosystem along with the existing payment modes such as debit cards etc.

Apart from introducing technology initiatives like we also support financial inclusion by introducing the various schemes floated by the Government of India under the Pradhan Mantri Jan Dhan Yojana which is a National Mission for Financial Inclusion to ensure access to financial services, namely Banking Savings & Deposit Accounts, Remittance, Loans & Advances, Insurance, Pension in an affordable manner and the Pradhan Mantri Mudra Yojana for development and refinancing activities relating to micro units.

The Bank acknowledges its social responsibility by donating a part amount of its net profit to social organisation under its Corporate Social Responsibility (CSR) Policy, with the Bank being actively associated with socially relevant environmental issues.

The future of Next Generation Banking will be with a vision of incorporating customer insights into the business model which will drive the next Banking revolution.