For purchase of Electronic Appliances / Consumer Durables / Furniture &
Fixtures / Two Wheelers / Laptop etc.
- Loan Amount : Maximum Rs. 5.00 Lacs.
- Repayment : Maximum 5 years.
- No Pre-payment Penalty.
Rate of Interest : as Applicable When Salary Deduction is available / When Salary Deduction is not available.
Service Charges : are Applicable from time to time.
Margin : is Applicable from time to time.
Get consumer finance from TJSB Bank.
- Self- Employed
- Minimum one Acceptable Guarantors.
- Duly filled form with :
i. Income Proof of Applicant(s) & Guarantor(s).
ii. Residential Proof of Applicant(s) & Guarantor(s).
iii. Original Quotation / Invoice
iv. PAN Card of Applicant(s) & Guarantor(s)
v. KYC of Applicant(s) & Guarantor(s)
- Other Charges : One Upfront EMI, Franking Charges,Notary Charges(in case of loan for two wheeler)
- Borrower & Co-Borrower :
Regular Membership fees:
- @2.5% of loan amount in case of secured advance
- @ 5.00% of loan amount in case of un-secured advance, as applicable.(Maxi.Rs.5.00L)
- Guarantors : Nominal membership