TJSB Housing Top Up Scheme

For house repairs, house renovation,purchasing of home appliances,etc.

Flexible repayment tenures up to 180 months

Zero prepayment charges

Nil Collateral Security

All you need to know

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Purpose :
i) House Repairs
ii) House Renovation
iii) Purchase of home appliances
iv) Business Expansion, Business Development, etc.
Loan Limit : Existing housing loan + new top up loan not exceeding Rs.140 Lacs.
Repayment Period :
Maximum 180 months
Pre-Payment Penalty : Nil
Rate of Interest : 9.15% *p.a. onwards

Who can Apply

All the Existing Exclusive Housing Loan Borrowers subject to
i) Last 3 years satisfactory repayment track record of existing housing loan
ii) Property should not have link with any other commercial limit funded or non- funded
iii) Absolute possession of property with the owner.

Related Documents as per bank norms.
Prime Security : Existing Residential Property charged to Housing Loan.
Guarantors :
Co-owner if not co-borrower
Any family member (preferably spouse)

* “Conditions Apply. Loan at the sole discretion of the Bank”