Mobile Banking

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TJSB brings you Mobile Banking through the Immediate Payment Services, a service that enables you to transfer money from one bank to another bank instantly. What's more, this service is available 24 X 7 and 365 days a year with no holidays.

You can send money to a beneficiary account from anywhere in India from your mobile phone.
The money can be withdrawn by the beneficiary from his/her bank account or any ATM Machine.
Once the transaction gets completed the remitter and beneficiary will get an sms confirmation of transaction immediately.

Advantages of Immediate Payment Services to customers

Greater Customer convenience

Available on Holidays

Reduce Turnaround Times and Cost Savings

Extensive Application security

User friendly, simple interface

Mobile banking having an edge over internet banking

Available across the banks

How to get money

Link your mobile number to TJSB Bank account to get your 7 digits mobile money identifier(MMID) from the bank

Share your mobile number and MMID with the remitter

Ask the remitter to send money using your mobile number and MMID

Check the confirmation SMS for credit to your account of the remitter

How to send money

Register yourself for mobile banking with TJSB

Get your 7 digit Mobile Money Identifier (MMID) from the Bank

Enable and activate your mobile banking service of your bank on your handset by downloading TJSB Mobile Application, Register yourself into it and get Mobile Banking PIN (MPIN)

Get the beneficiary mobile number and his/her MMID

Send money to the beneficiary following the menu option in the mobile banking application

Check the confirmation SMS for debit to your account and credit to beneficiary account

Pre-requisite for Mobile banking through Immediate Payment Services

Register yourself for mobile banking services with TJSB using your WAP/GPRS enabled handset

Get Mobile money Identifier number (MMID) from TJSB.

Download software for mobile banking as per the guidance from TJSB.

Register yourself and get MPIN.

The beneficiary has to link his mobile number to his account and must have MMID number from his respective bank. The mobile and MMID number should be shared with remitter to receive the fund.

Daily Transaction Limit for Mobile Banking is Rs.50, 000/- .

TJSB Mobile Banking

To download TJSB Mobile Application go to your Mobile App Store / Play Store. Get yourself registered and set your MPIN for further transactions.
With this you are set to get following facilities:

  • Remit Money from your Mobile to other user having Mobile Banking facility
  • Balance Enquiry
  • Utility Bill Payments
  • Last 3 transactions
Utility Bills Payments through TJSB Mobile Banking

TJSB Mobile Banking offers you instantly utility bill payments at your fingertips. Using TJSB Mobile Banking you can pay following Bills:

Utitily Bill Payment

Immediate Payment Services


Major Banks in India are members of Immediate Payment Services.
To Know live banks on Immediate Payment Services, click following link

If in case of incomplete financial transactions through Mobile Banking, Bank will reverse the funds into Customer's account within 3 working days.
If not reversed, Customer has to submit a complaint letter to branch or mail the same to

Then Bank will raise chargeback to the merchant’s bank and reversal or confirmation of charge back slip at the Bank’s end may take 5 working days.
The procedure is as per Immediate Mobile Payment System / National Payments Corporation of India rules.

Customers using dual SIM mobiles should register both the mobile numbers.

Customers should quote branch / account no. / registered mobile number of the complaints if any.

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