TJSB Personal Loan

Home / Retail Loans / Personal Loan
For Housing Repairs, Renovations, Medical Expenses, Marriage, Ceremonial Expenses, Repayment of Debts, Other Reasons/Purposes acceptable to Bank etc.
You can avail a loan of up to Rs. 5.00 Lacs
  1. Loan Limit : is maximum Upto Rs. 5.00 Lacs.
  2. Repayment : is maximum 60 months.
  3. No Pre-payment Penalty.
  4. Rate of Interest : is Applicable from time to time.
  5. Service Charges : are Applicable from time to time.
  6. Margin : is Applicable from time to time.
Get Personal Loans from TJSB Bank.
  1. For Salaried Persons :
    1. i. Employees of reputed and financially sound organization.
      ii. Minimum Gross take home salary of INR.15,000/- per month and Confirmed service for at least one year.
  2. For businessmen & Professionals :
    1. Business should have establishment of minimum of three years.
  3. Co-Applicant :
    1. Spouse /parents of the applicant can be taken if required.
  1. Duly filled form with :
    1. i. Income Proof of Applicant(s) & Guarantor(s)
      ii. Residential Proof of Applicant(s) & Guarantor(s)
      iii. PAN Card of Applicant(s) & Guarantor(s)
      iv. KYC of Applicant(s) & Guarantor(s)
  2. No Prime Security
  3. Two Acceptable Guarantors and Security holders to be also taken as guarantors.
  4. Other Charges : One Upfront EMI, Franking Charges, etc
  1. Borrower & Co-Borrower : Regular Membership fees @ 5% of Unsecured loan amount (Maxi.Rs.5.00L)
  2. Guarantors : Nominal membership.
** “Conditions Apply. Loan at sole discretion of the Bank”

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