Professional Loan

To meet financial needs or to finance premises, Medical equipment/Machinery, tools, Furniture & Fixtures,Hospital Utility Vehicles,etc.
Cash credit Limit for working capital requirement.

Avail Loan up to Rs.100 Lacs.
Flexible repayment tenures up to 120 months
No Collateral Security
Zero prepayment charges

All you need to know

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  • Term Loan for Machinery/equipment,furniture & fixture, hospital utility vehicle/ property,etc.

    i. Loan Limit : Maximum Upto Rs. 100 Lacs* for Term Loan
    ii. Repayment Period :
    a. For Machinery, Equipments,etc- Maximum 84 months
    b. For Property/Premises - Maximum 120 months

  • Cash credit for working capital requirement.

    i. Loan Limit : Maximum upto Rs. 5 Lacs.
    ii. Repayment Period : Renewal every year.

  • Pre-Payment Penalty : Nil
  • Rate of Interest : 9.85%* p.a. onwards
  • Service Charges : Applicable from time to time.

    Get Professional Loans from TJSB Bank.

  • Applicant

    Individuals or Proprietary Concern/Partnership firms/LLP/Pvt./Ltd. Co. Of any Professional like Medical Practitioners, Chartered Accountant, Cost Accountants, Company Secretaries, Architects, Practicing lawyers, etc.
    Businessmen/Profession should have establishment of minimum 3 years. Preferably
    OR
    Fresher-New in business/profession holding degree & certificate of practice are also eligible along with parent/spouse, family members as co-borrowers/guarantors.

  • Co-Applicant

    Co-Owners of property must be taken as Co-applicant.
    Spouse /parents of the applicant other than Co-owners can be taken as Co-applicant.

  • Guarantor : Other than co-owner/security holder one acceptable guarantor.
  • Duly filled form with

    i. Income Proof of Applicant(s) & Guarantor(s)
    ii. Residential Proof of Applicant(s) & Guarantor(s)
    iii. PAN Card of Applicant(s) & Guarantor(s)
    iv. KYC of Applicant(s) & Guarantor(s)

  • Term Loan For Machinery, Equipments, Property etc.

    i. Prime Security :Hypothecation /Mortgage of Asset to be acquired/purchased.
    ii. Other charges : Franking/stamp charges, CERSAI, Filing Mortgage, Property Insurance, etc.

  • Cash credit for working capital requirement.

    i. Prime Security : NIL or Hypothecation of Stock /Book Debts/ Machinery, etc.
    ii. Other Charges : Franking charges.

  • Borrower & Co-Borrower : Regular membership fees
  • Guarantors : Nominal membership
* “Conditions Apply. Loan at the sole discretion of the Bank”

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