Rupay Debit Card

Home / Services / Rupay Debit Card
  1. Daily ATM Limit Rs.25,000/- (At 2.00 Lac+ ATMs under NFS Network).
  2. Daily POS Limit Rs.35,000/- (At RuPay enabled POS and Internet Sites).
  3. SMS Alerts / 24 Hours X 365 days Call Centre for HOT Marking of Cards.
  4. Visit your nearest branch and register your mobile number to avail the SMS Banking Facility. Once registered, in case of lost/stolen cards, you can block your card by simply giving a miss call on the number 9222892228 from your registered mobile number
  5. Card Liability Insurance upto Rs.35,000/- * .
  6. Personalised / Insta-Cards (Non-personalised Cards) available.
  7. Card valid for transactions in INDIA only.
  8. Please ensure registering of your mobile number with TJSB for Debit / Credit SMS facility and online transactions through OTP.
* Conditions apply.
CHARGES HEAD Rupay Debit Card Service Charges Visa Debit Card Service Charges
Annual Fee ** Rs 100/- p.a. #
(1st year free)
Rs 100/- p.a. #
(1st year free)
Add on / Reissue of Debit Card Rs 100/- per card # Rs 100/- per card #
Duplicate Pin Rs 50/- # Rs 50/- #
Transactions at TJSB ATM Free Free
Relaxation in Annual fees Customer maintaining Yearly Average Minimum Balance above Rs 50000/- Customer maintaining Yearly Average Minimum Balance above Rs 50000/-
Other Banks ATM for Savings A/c
Financial and Non Financial Transaction
  1. First Three transactions (Financial and Non Financial)* are free per calendar month in the six metro cities viz. Mumbai, New Delhi, Kolkata, Chennai, Bengaluru, Hyderabad ( and adjoining areas viz. Navi Mumbai, Thane, Gurgaon, Noida, Ghaziabad, Faridabad, Kolkata, Howrah, North and South 24 Parganas.)
  2. Existing free limit of First Five transactions (Financial and Non-Financial)* per calendar month will be applicable to all Savings Account customer transacting in Non-Metros.
  3. Financial transaction will be charged at Rs 20/- per transaction. #
  4. Non-Financial transaction will be charged at Rs 10/- per transaction. #
  1. First Three transactions (Financial and Non Financial)* are free per calendar month in the six metro cities viz. Mumbai, New Delhi, Kolkata, Chennai, Bengaluru, Hyderabad ( and adjoining areas viz. Navi Mumbai, Thane, Gurgaon, Noida, Ghaziabad, Faridabad, Kolkata, Howrah, North and South 24 Parganas.)
  2. Existing free limit of First Five transactions (Financial and Non-Financial)* per calendar month will be applicable to all Savings Account customer transacting in Non-Metros.
  3. Financial transaction will be charged at Rs 20/- per transaction. #
  4. Non-Financial transaction will be charged at Rs 10/- per transaction. #
Other Banks ATM for Current A/c holders and Overdraft A/c holders
Financial and Non Financial Transaction All transactions are chargeable. Financial transaction will be charged at Rs 20/- per transaction inclusive of taxes. Non-Financial transaction will be charged at Rs 10/- per transaction. # All transactions are chargeable. Financial transaction will be charged at Rs 20/- per transaction inclusive of taxes. Non-Financial transaction will be charged at Rs 10/- per transaction. #
ATM Cash Withdrawal (Outside India by VISA cards only) NA Rs 125/- per transaction inclusive of taxes. #
Service Charges For International Transactions (for VISA cards only) NA 3.50% of the interchange amount. #
Transactions At Petrol Pumps 2.50% of the transaction amount or Rs 10/- whichever is higher. 2.50% of the transaction amount or Rs 10/- whichever is higher. #
Transactions at IRCTC As Applicable As Applicable
Max Rs. 10,000/- per transaction on cash withdrawal from other Banks ATM Service (limit may differ from Bank to Bank as per policy)
* Financial Transaction Cash Withdrawal
* Non Financial Transaction Balance Enquiry, Pin Change, Mini Statement, Cheque Book Request, Statement Request, Mobile No Updation, Aadhaar Card No Updation, Card to Card Funds Transfer.
** Annual fees will be charged in advance after completion of first year.
# Taxes as applicable.
Failed transactions
  • Customer's complaint on failed transactions to be resolved by bank within 7 working days from the date of receipt of complaint, failing which customer is entitled to compensation for any delay of Rs100 per day by the card issuing bank.
    ( If complaint is lodged within 30 days of the transaction).
  • For more details please log on to http://www.rbi.org.in notification DPSS.PD.No.2632 / 02.10.002 / 2010-2011
Incomplete financial transactions
  • If in case of incomplete financial transactions (either on Point of Sale Machines / Online transactions), Bank will reverse the funds into Customers account after 7 (working) days.
  • If not reversed, Customer has to submit a complaint letter to branch or mail the same to rupaycard@tjsb.co.in
  • Then Bank will raise complaint (chargeback) to the merchant’s bank and reversal or receipt of chargeback slip at Bank’s end may take upto 90 days.
  • The procedure is as per RBI/National Corporation of India rules.

EMI Calculator

Loan Amount ( )
Loan Length (months)
Interest Rate (%)

Term Deposit Calculator ( Quarterly Cumulative )

Deposit Amount ( )
Rate of Interest

Number of Quarters