Service Charges (excluding GST)

Particulars of Charges Charges Rs.
a) Savings A/c / Loan A/c - Per Passbook Rs. 100/-
b) For CC/OD/Current A/c- Per Page Rs. 50/-
Particulars Charges
a) Savings A/c Rs. 350/-
b) Elite Savings A/c Rs.500/-
c) Silver Savings A/c Rs.750/-
d) Gold Savings A/c Rs.1,000/-
e) Current A/c Rs.500/-
f) Elite Current A/c Rs.750/-
g) Silver Current A/c Rs.1,000/-
h) Gold Current A/c Rs.1,500/-
  • * No closure charges applicable if account is closed and opened at any other TJSB Branches and closure proceeds are transferred to newly opened account.
  • * No closure charges in case the customer has multiple accounts having same title and wishes to close any account amongst the same and also on account of death of customer.
Particulars of Charges Charges Free per Month
Issue of Pay-Slip By Cash Rs. 3/- per thousand
Minimum - Rs. 25/-
Issue of Pay-Slip By Account Transfer Rs. 1/- per thousand SAVINGS ELITE - 3
SAVINGS SILVER - 5
SAVINGS GOLD - Unlimited
Minimum - Rs. 25/- CURRENT SILVER - 25
CURRENT GOLD - 50
Maximum - Rs. 10,000/-
Pay-Slip Revalidation Rs. 50/-
Cancellation of Pay-Slip Upto Rs. 1000/- : Rs 50/-
Above Rs. 1000/- : Rs. 100/-
Particulars of Charges Charges
a) CORP DD Rs. 3/- per thousand
Min Rs. 25/-,
Max Rs. 25000/-
b) Cancellation of CORP DD Rs. 50/- upto Rs. 1000/-
Above Rs. 1000/- Rs. 100/-
Particulars of Charges Charges
All type of accounts per instrument Rs. 100/-
Particulars of Charges Charges
Collection / Payment of Outstation Cheques (IBC/OBC) Upto Rs. 1,00,000/- Rs.100/-per instrument plus postage at actuals
Above Rs. 1,00,000/- Rs.200/-per instrument plus postage at actuals
Particulars of Charges Charges
Collection / Payment of Outstation Bills (IBC/ OBC) Upto Rs. 10,000/- Rs.100/-per instrument
plus postage at actuals
Above Rs. 10,000/- Rs.200/-per instrument
plus postage at actuals
Particulars of Charges Charges
For Inward Clearing Per instrument Rs 250/ + 24% p.a.
of instrument amount
All Other Rs. 200/-
Particulars of Charges Charges (Rs. 25/- per challan)
Payment of Tax Challans Upto Rs. 10,000/- Rs. 25/-
Above Rs. 10,000/- to Rs. 1,00,000/- Rs. 50/-
Above Rs. 1,00,000/- Rs.100/-
Particulars Penalty for Non Maintenance of Minimum Balance (Once in Quarter)
a) Savings A/c NIL
b) Elite Savings A/c 5% per quarter of maximum shortfall in AQB
c) Silver Savings A/c 5% per quarter of maximum shortfall in AQB or maximum Rs. 1500/-
d) Gold Savings A/c 5% per quarter of maximum shortfall in AQB or maximum Rs. 1500/-
e) Current A/c Rs. 350/-
f) Elite Current A/c Rs.750/-
g) Silver Current A/c Rs.1,000/-
h) Gold Current A/c Rs.1,500/-
Particulars of Charges Charges
CC/OD/Current Accounts/ODS Rs. 2/- per entry.
Min Rs.90/- (Half Yearly)
Particulars of Charges Charges
Recurring Deposit A/c late fee Rs. 0.50/- per Rs. 100/- per month
Particulars Charges
a) Overdraft / Cash Credit Accounts Rs.3/- per cheque leaf
b) Savings Accounts (w.e.f. 04.02.2021) 1 cheque book free consisting of 25 leaves thereafter Rs.4/- per leaf
c) Elite Savings A/c 2 cheque books free consisting of 25 leaves each therafter Rs. 4/- per leaf
d) Silver Savings A/c 4 cheque books free consisting of 25 leaves each therafter Rs. 4/- per leaf
e) Gold Savings A/c Unlimited free
f) Current Account (w.e.f. 04.02.2021) Rs.4/- per cheque leaf
g) Elite Current A/c 1 cheque book free consisting of 50 leaves thereafter Rs.4/- per leaf
h) Silver Current A/c 4 cheque books free consisting of 50 leaves thereafter Rs.4/- per leaf
i) Gold Current A/c 5 cheque books free consisting of 50 leaves thereafter Rs.4/- per leaf
j) Unutilised cheque leaves at the time of closure of Account Rs.1/- per cheque leaf
Particulars of Charges Charges
Enquiries relating to old record (per item) Rs 200/- per item upto 2 years and thereafter
additional Rs 100/- per additional year for each item
Particulars of Charges Charges
No Dues Certificate Rs. 100/-
Particulars of Charges Charges
Account Maintenance charges (all checking account except Saving Account) Rs.50/- Yearly
Particulars of Charges Charges
Duplicate Interest Certificate Rs. 100/-
Particulars of Charges Charges
Record Copy of the Cheque Rs 100/- per item upto 1 years and
thereafter additional Rs 50/- per additional
year for each item
Particulars of Charges Charges
Signature Verification Rs. 100/- per instance
Particulars of Charges (w.e.f 01.07.2019) Charges Free per Month
Up to Rs. 10,000/- Free Free
Rs. 10,001/- to Rs. 1,00,000/- Rs. 3.00/- SAVINGS ELITE - 3
SAVINGS SILVER - 5
SAVINGS GOLD - Unlimited
CURRENT SILVER - 25
CURRENT GOLD - 50
Rs. 1,00,001/- to Rs. 2,00,000/- Rs. 10.00/-
Rs 2,00,001 to Rs. 5,00,000/- (NEFT/ RTGS) RS. 10.00/-
Above Rs 5,00,000/-(NEFT/ RTGS) Rs. 25.00/-
Particulars of Charges Charges
Cash Handling Charges Rs. 50/- per Bundle for Denomination below 200/-
(499 notes per day free).
Particulars of Charges Charges
Coins Handling Charges Rs. 10/- per 100 coins for denomination of Rs. 10/-.
Rs. 6/- per 100 coins for denomination of Rs. 5/-.
Rs. 4/- per 100 coins for denomination of Rs. 1/- & Rs. 2/-
Particulars of Charges Charges
Locker registration charges One time Rs. 500/-
Loss of locker keys/Break Open Rs. 1000/- plus Actual break open expenses
Locker operating charges 24 operations free per year.
Rs. 100/- per operation from 25th operation.
Locker rent Min Rs. 1000/- Max Rs. 6700/-. Nil
if customer maintaining an average balance of Rs. 5,00,000/-
or more in their SB/CD Account for the preceding year.
Surrender of locker Not levied
Locker Rent Reversal 1) Locker surrender between April to Sept - Rent for
the future months to be reversed. (Pro rata)
2) Locker surrender from Oct-March -
No reversal of rent for remaining Months.
Locker rent

NIL if customer is maintaining an average balance of ₹ 5,00,000/- or more in their SB/CD Account for

Type of Locker -A-
Branches covered under any Municipal Corporation		 -B-
Branches not covered under any Municipal Corporation
A 1,200.00 1,100.00
B 1,300.00 1,100.00
C 2,400.00 2,200.00
D 2,500.00 2,100.00
E 3,000.00 2,800.00
H1 3,000.00 2,800.00
I 3,000.00 2,800.00
F 5,000.00 4,500.00
G 5,500.00 5,300.00
H 5,500.00 5,300.00
B2 7,500.00 7,100.00
J 7,500.00 7,100.00
K 7,500.00 7,100.00
L 7,500.00 7,100.00
RuPay Classic Debit Card
Charges Head RuPay Debit Card Service Charges
Annual Fees Rs 150/- + GST p.a. (1st year free)
Add on / Reissue of Debit Card
(Applicable from 1st year)		 Rs 150/- + GST per card
Printed Pin Rs.50/- + GST
Green Pin Free
Transactions at TJSB ATM Free
Card Transaction Limit ATM Cash -25000/-
POS / E-Com -35000/-
(Daily Shopping Limit will be considered as combined Shopping Limit of POS & E-Com)
Features :
  • Domestic Debit Card with Chip / PIN Security
  • Card can be used across 2.48 Lakh ATM Machines across India
  • Daily Cash withdrawal limit upto Rs.25,000/-
  • Wide daily shopping coverage on POS and E-Com
  • Exclusive Shopping Offers from NPCI
  • Covered with Card Fraud Insurance **
RuPay Platinum Debit Card
Charges Head RuPay Debit Card Service Charges
Annual Fees Rs 200/- + GST p.a. (1st year free)
Add on / Reissue of Debit Card
(Applicable from 1st year)		 Rs 200/- + GST per card
Duplicate Printed Pin Rs.50/- + GST
Green Pin Free
Transactions at TJSB ATM Free
Card Transaction Limit ATM Cash -35000/-
POS / E-Com -100000/-
(Daily Shopping Limit will be considered as combined Shopping Limit of POS & E-Com)
Features :
  • Domestic Debit Card with Chip / PIN Security
  • High Value transactions covered for ATM and Shopping
  • Free Airport Lounge Access
  • Concierge Services
  • Covered with Personal Accidental Insurance Cover up to Rs.2 Lakhs
  • Covered with Card Fraud Insurance **
RuPay Contactless Platinum Debit Card
Charges Head RuPay Debit Card Service Charges
Annual Fees Rs 250/- + GST p.a.
Add on / Reissue of Debit Card Rs 250/- + GST per card
Printed Pin Rs.50/- + GST
Green Pin Free
Transactions at TJSB ATM Free
Card Transaction Limit ATM Cash -35000/-
POS / E-Com -100000/-
(Daily Shopping Limit will be considered as combined Shopping Limit of POS & E-Com)
Features :
  • Supports Contactless transactions daily upto Rs.2000/- **
  • Same Card can be used across 2.48 Lakh ATM Machines across India
  • High Value transactions covered for ATM and Shopping
  • Free Airport Lounge Access
  • Concierge Services
  • Covered with Personal Accidental Insurance Cover up to Rs.2 Lakhs
  • Covered with Card Fraud Insurance **
RuPay JCB International Platinum Debit Card
Charges Head RuPay Debit Card Service Charges
Annual Fees Rs 250/- + GST p.a.
Add on / Reissue of Debit Card Rs 250/- + GST per card
Duplicate Printed Pin Rs.50/- + GST
Green Pin Free
Transactions at TJSB ATM Free
Card Transaction Limit ATM Cash -35000/-
POS / E-Com -100000/-
(Daily Shopping Limit will be considered as combined Shopping Limit of POS & E-Com)
Features :
  • Global acceptance on ATM and for Shopping
  • Same Card can be used across 2.48 Lakh ATM Machines across India
  • Free Airport Lounge Access
  • Concierge Services
  • Covered with Personal Accidental Insurance Cover up to Rs.2 Lakhs
  • Covered with Card Fraud Insurance **

Note:

  • Cash withdrawal/Balance enquiry at other Banks ATM (as per RBI Guidelines) : Rs. 20/- +GST & Rs. 10/- +GST resp.
  • ** Terms and Conditions Apply
  • Tax & Surcharge on transaction amount will be applicable for transactions done at Railway Counters & Petrol Pumps
  • For updated charges. please visit www.tjsbbank.co.in
Particulars of Charges Charges
Operations through power of attorney Rs. 500/-
Particulars of Charges Charges
Drawing against uncleared effect 18 % p.a.
Particulars of Charges Charges
Setting up ECS Not Levied
Particulars of Charges Charges
Mandate verification ECS & Sign Verification Rs. 100/-
All other mandate Rs. 250/-
Particulars of Charges Charges
ECS Return Charges Rs. 150/-
Particulars of Charges Charges
ECS initiated by us Rs. 100/- per ECS
Particulars of Charges Charges
Manual ECS mandate Form (For Verification) NIL
Particulars of Charges Charges Free per Month
Saving Rs. 10/- SAVINGS SILVER - 5
SAVINGS GOLD - Unlimited
CURRENT SILVER - 25
CURRENT GOLD - 50
Others Rs. 25/-
Particulars of Charges Charges
Charge creation (Property Loan) Rs. 1000/-
Charge modification (Property Loan) Rs. 1000/-
Charge creation (Hypothecation Commercial) Rs. 1000/-
Charge modification (Hypothecation Commercial) Rs. 1000/-
Charge creation (Hypothecation Retail) Rs. 200/-
Charge modification (Hypothecation Retail) Rs. 200/-
Particulars of Charges Charges
1st Notice Rs. 200/-
2nd Notice Rs. 250/-
3rd Notice Rs. 300/-
Issuance of Final Recall Notice Rs. 500/-
Issuance of SARFAESI Notice Rs. 1000/-
Particulars of Charges Charges
Below limit Rs. 25/- Lakhs. Rs. 1000/-
Above limit Rs. 25/- Lakhs. Rs. 2000/-
Particulars of Charges Charges at Home Branch Charges Other than Home Branch
SAVINGS REGULAR Rs.1,00,000/- per day if AMB maintained thereafter Rs.2/- per thousand to be levied. Rs.1,00,000/- per day if AMB maintained thereafter Rs.2/- per thousand to be levied.
SAVINGS ELITE Rs.1,00,000/- per day if AMB maintained thereafter Rs.2/- per thousand to be levied. Rs.1,00,000/- per day if AMB maintained thereafter Rs.2/- per thousand to be levied.
SAVINGS SILVER Rs.2,00,000/- per day if AMB maintained thereafter Rs.2/- per thousand to be levied. Rs.2,00,000/- per day if AMB maintained thereafter Rs.2/- per thousand to be levied.
SAVINGS GOLD Unlimited Unlimited
CURRENT REGULAR Rs. 200000/- or 8 x AMB whichever is higher per day. Rs.2 per thousand will be charged if it goes beyond threshold Rs. 200000/- or 8x AMB whichever is higher per day. Rs.2 per thousand will be charged if it goes beyond threshold limit.
CURRENT ELITE Rs. 300000/- or 8 x AMB whichever is higher per day. Rs.2 per thousand will be charged if it goes beyond threshold. Rs. 300000/- or 8x AMB whichever is higher per day. Rs.2 per thousand will be charged if it goes beyond threshold limit.
CURRENT SILVER Rs.8,00,000/- or 10 x AMB whichever is higher per day. Rs.2 per thousand will be charged if it goes beyond threshold. Rs.8,00,000/- or 10x AMB whichever is higher per day. Rs.2 per thousand will be charged if it goes beyond threshold limit.
CURRENT GOLD Rs.15,00,000/- or 10 x AMB whichever is higher per day. Rs.2 per thousand will be charged if it goes beyond threshold Rs.15,00,000/- or 10x AMB whichever is higher per day. Rs.2 per thousand will be charged if it goes beyond threshold limit.
“Apart from service charges as applicable, Bank reserves the right, at its sole discretion to levy additional service charges on case to case basis as the Bank may deem fit to do so”

(**) Note : Subject to applicability of modifications in the Software

* ALL COMMISSION & CHARGES WILL ATTRACT TAXES AT APPLICABLE RATE FROM TIME TO TIME.

# Conditions Apply.

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