NEFT for Funds Transfer

BBPS for Bill Payments

BBPS is Bharat Bill Payment Services for making payment of various utility bills like mobile , electricity, gas, landline telephone etc.. TJSB customers can enjoy the benefits through TJSB SMART MONEY app.

Mobile Banking
Now Pay your bills instantly using the Smart Money Mobile Application.
Download the TJSB Mobile Banking App from Google Play:
Internet Banking
Use the Internet Banking Application for paying your Bills with simple clicks
Branch Banking
The easiest way to make Bill Payments is to walk into the nearest TJSB Bank Branch. To locate the nearest branch click here
Agent Institutions
TJSB Bank has appointed Agent Institutions for providing bill payment facility through Bharat Bill Payment System (BBPS).
The list of Authorised Agent Institutions Live on BBPS, is as below
Sr. No. Name of Institute Website URL
1 Pay Point India Network Private Limited, Mumbai
2 Smart India Care Private Limited, Surat
3 Network People Services Technologies Private Limited, Mumbai
4 MAA e-Services, Telangana
5 Shendure Digitech Private Limited, Goa
6 Dezire Money, Ahmedabad
7 Atishay Limited, Mumbai
8 Citizencenter Technologies Private Limited, Mumbai
9 MOBOND Software Consultancy Services, Navi Mumbai
10 Mahagram Payments Private Limited, Mumbai
11 The Latur Urban Co-Op. Bank Limited, Latur
12 Samruddhi Co-op Bank Limited
13 Vasai Vikas Sahakari Bank Limited, Vasai
14 The Greater Bombay Co-op Bank Limited, Mumbai
15 Kokan Mercantile Co-op Bank Limited, Mumbai
16 The Nashik Road Deolali Vyapari Sahakari Bank Limited, Nashik
17 Shri Mahalaxmi Co-op Bank Limited, Kolhapur
18 The Vasai Janata Sahakari Bank Limited, Vasai
19 Prerana Co-op Bank Limited, Pune
20 Parshwanath Co-op Bank Limited, Kolhapur
21 Swami Vivekanand Nagari Sahakari Patsanstha Limited, Ajara Website Not Available
22 Model Co-op Bank Limited, Mumbai
23 Parijat Co-op Credit Society Limited, Navi Mumbai
24 Aman Sahakari Bank Limited, Ichalkaranji Website Not Available
25 Sadhana Sahakari Bank Limited, Pune
26 Shri Chhatrapati Rajarshi Shahu Urban Co-op Bank Limited, Beed
27 Shree Mahavir Sahakari Bank Limited, Jalgaon
28 Bharat Co-operative Bank (Mumbai) Limited, Mumbai
29 The Vaijapur Merchants' Co-op Bank Limited, Vaijapur Website Not Available
30 Shahu Urban Credit Co-op Society Limited, Nagpur Website Not Available
31 The Chikhli Urban Co-op Bank Limited, Chikhli
32 Ravi Commercial Urban Co-op Bank Limited, Nagpur Website Not Available
33 Sardar Bhiladwala Pardi People's Co-op Bank Limited, Valsad
34 Anantkrupa Gramin Bigarsheti Patsanstha Maryadit, Chakan Website Not Available
35 Janakalyan Nagari Sahakari Patsanstha Limited, Karad
36 Nashik Zilha Sarkari & Parishad Karmachari Sahakari Bank Niyamit, Nashik
37 Shree Yashodhan Nagari Sahakari Patsanstha Maryadit, Pune Website Not Available
38 Shreemanyogi Nagari Sahakari Patsanstha Maryadit, Pune Website Not Available
39 Shivkrupa Sahakari Patpedhi Limited, Mumbai
40 The Yashwant Co-op Bank Limited, Phaltan Website Not Available
41 Jawahar Sahakari Bank Limited,Hupari Website Not Available
42 Shivajirao Bhosale Sahakari Bank Limited, Pune
43 Suvarnayug Sahakari Bank limited, Pune
44 The Varachha Co-op Bank Limited, Surat
45 Reserve Bank Staff & Officers Co-op Credit Society Limited, Mumbai
46 Hutatma Sahakari Bank Limited, Walwa Website Not Available
47 The Business Co op Bank Limited, Nashik Website Not Available
48 Shri Veershaiv Co op Bank Limited,Kolhapur
49 Shree Om Co-op Credit Society Limited, Sanpada Website Not Available
50 Citizencredit Co-op Bank Limited, Mumbai
What is Bharat Bill Payment System (BBPS)?
Bharat Bill Payment System (BBPS) is an integrated bill payment system which offers bill payment service to customers online as well as through a network of agents on the ground. The system will provide multiple payment modes and instant confirmation of receipt of payment.
What is the current scope of Bharat Bill Payment System (BBPS)?
BBPS includes the facility of collection of payments for monthly, bi-monthly, quarterly utility bills for such as electricity, water, gas, DTH, telecom services, etc.
In future other services like the collections of other types of payments like school / university fees, municipal taxes/ payments, mutual funds and insurance premium, various government taxes etc. as decided from time to time by the Reserve Bank of India will be incorporated in BBPS.
What are the examples for such service providers that have been included on the BBPS platform?
These service providers would differ from region to region. If Mumbai is taken as an example then bill payment for the everyday services provided by service providers like BSNL, MTNL, MSEB, BSES etc. can be made through BBPS.
What is the benefit of BBPS to customers?

Through the vast network of agents or BBPS outlets which could include bank branches, business correspondents, Customer Service Points, retail agents of aggregators, ATMs (Automated Teller Machine), Kiosks, etc. customers will be able to pay bills of the billers, at any time (24 X 7), enrolled in the BBPS system at any BBPS outlet.

How can a customer initiate payment through BBPS?
There are multiple payment mechanisms for bills/collections.
  • Cash, Debit Cards, Credit Cards, prepaid payment instruments including wallets, and other electronic payment options such as Net banking, IMPS, etc.
  • Online payments.
  • Service points will be available in the form of physical infrastructure, viz., branch offices, collection centers and owned/agent outlets.
What is the process for the Bill payment through BBPS?
The BBPS will have two options for bill payments:
Quick Pay option for any biller
Bill payment for a registered customer in BBPS system.
Quick Pay:
  • Under Quick Pay option for bill payment, only the bill parameters like Account Number of Utility Service Provider (MSEB, BSNL Etc) would be used to validate the bill details and fetch the required information for accepting payment of the bill.
  • To avail Quick Pay option, customers can visit any BBPS enabled agent outlet/ service points or a BBPS enabled website for payment of bill and enter his bill information, based on which the agent/website will verify the details and enter the bill amount.
  • The bill information given by the customers will be validated and certain minimum information about the bill would be made available to the customer to ensure that the payment is correctly applied. Post this customer will simply pay the bill.

Bill payment for a registered customer:
Note : This facility will be made available by NPCI shortly.
The procedure to register a customer in the BBPS will be as follows: (Customer Registration will be done solely with the consent of the customer)
Following details of the customer will be required for registration in BBPS system.
  • Full Name of the Customer
  • Customer Mobile No
  • An acceptable ID number (e.g., PAN, Aadhaar, Bank Account, Voter ID Card, etc.)
  • Address
  • Email ID

Following details of the customer will be required for registration in BBPS system.
  • Once all details of the customer are submitted, as a part of verification customer will get a one-time password on his/ her given mobile number/e-mail.
  • Customer will enter the one time password at the BBPS outlet/website for completing the customer registration.

  • A BBPS Customer ID will be generated and sent to the customer mobile no. and/ or email.
  • For the sake of customer convenience, customer mobile number or email ID may be used as an alternate identifier to fetch the BBPS customer ID for all future transactions.

  • Customer registered in BBPS can have billers and bills pertaining to them mapped to their BBPS ID.
  • The mapping may be done at any BBPS outlet of any BBPOU or a BBPS-enabled website.
  • Particulars of the billers mapped to a registered customer will be available to all BBPOUs.
  • A registered customer may visit any BBPS outlet or BBPS enabled website and pay the bills of all billers mapped to the customer ID.

Is there any confirmation received from the vendor on Bill payment?
The customer receives an instant confirmation of payment made via a payment receipt/confirmation message. The receipt could be in the form of SMS/ email/ print out as desired by the customer.
Are there any fees or charges applicable for payments made through BBPS?
As per NPCI guidelines, every Collection Operation Unit (COU) can charge Customer Convenience Fees (CCF) for each transaction as per standards specified by NPCI. Currently TJSB Sahakari Bank Ltd. is not collecting any charges including CCF for BBPS transactions.

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