TJSB Trade Ease Loan

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The Bank has introduced special loan scheme for trades engaged in trading activities of various products to meet their working capital requirement.
You can avail a loan of up to Rs. 200.00 Lacs.
  1. Type of Loan : Term Loan / Overdraft / Cash Credit
  2. Purpose : Working Capital or acquisition of property.
  3. Loan Amount :
    1. i. Minimum Rs. 5.00 Lacs.
    2. ii. Maximum Rs. 200.00 Lacs.
  4. Repayment :
    1. i. For Term Loans : 60 months (maximum).
    2. ii. For Cash Credit/Overdraft :12 months (renewable every year).
  5. Rate of Interest : Linked with PLR As per Bank’s Credit rating.
  1. Who can borrow : Individuals, Proprietorship, Partnership, Pvt. Ltd. & Public Ltd. Companies engaged in trading activities.
  2. Business units should have been established in the line of business for a minimum period of 2 years & making profit for last 2 years and submission of IT returns for 2 years.
  3. Security : Hypothecation of Stock & Book Debts and mortgage of immovable property (preferably commercial).
**“Conditions Apply. Loan at sole discretion of the Bank”

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